Sardine

What the company sells

Sardine sells a platform that unifies fraud prevention, AML compliance, and real-time transaction monitoring in one place.

Sardine says it helps teams stop fraud earlier, move faster, and stay compliant from one platform. Sardine says financial crime does not operate in silos and that the systems designed to stop it should not either. Sardine says many risk teams are still forced to rely on disconnected tools that were never designed to work together. Sardine says it was built to change that. Sardine says fraud has become faster, more coordinated, and more automated over the past decade. Sardine says it serves banks, fintechs, marketplaces, and merchants.

On the device and behavior side, Sardine says its proprietary device and behavioral signals uncover early signs of fraud, without adding friction. Sardine's platform detects risky devices, emulators, and malicious bots. Sardine analyzes user behavior patterns for signs of social engineering. Sardine unmasks fraudsters hiding their actual location or IP address.

For onboarding, Sardine automates identity verification, business risk assessments, and credit underwriting. Sardine's platform prevents synthetic IDs, stolen identities, and deepfakes. Sardine checks IDs and documents for authenticity, tampering, and fraud risk. Sardine authenticates businesses and beneficial owners. Sardine validates bank account ownership and risk levels in real-time. Sardine lets users build, test, and deploy credit models without engineering support.

For fraud prevention, Sardine offers real-time, behavior-based fraud detection for financial institutions and merchants. Sardine automates data analysis, alert reviews, and investigations. Sardine detects suspicious payment activity across ACH, Wires, SEPA, RTP, FedNow, Zelle, Checks, and other global bank payment rails. Sardine says its platform makes smarter auth decisions to approve more legitimate spend. Sardine helps merchants approve good merchants faster and monitor activity to avoid bust out fraud. Sardine detects suspicious refund activity early to reduce losses and operational overhead. Sardine says it prevents promo abuse, multi-accounting, and fraud rings before they erode margin and trust.

Sardine also addresses account and hiring risk. Sardine's platform stops unauthorized access during logins and live sessions. Sardine identifies malicious bots, scripted activity, and agentic automation. Sardine detects fake identities and deepfake impersonation during live interviews.

Sardine automates KYC/AML alert reviews and speeds up investigations with audit-ready agents. Sardine's platform detects money laundering scenarios and money mule activity. Sardine tiers customers by risk level to support effective CDD and ongoing compliance reviews. Sardine monitors for sanctions risk, PEP exposure, and adverse media. Sardine provides a unified workspace to review alerts, conduct investigations, and resolve cases. Sardine monitors and enforces risk controls across fintech programs.

Sardine connects its parts with shared data and workflow tools. Sonar is Sardine's consortium network, connecting signals across fintech, banking, and commerce to expose fraud patterns no single organization can see alone. Sardine maps relationships between users, devices, and transactions to spot coordinated activity. Sardine lets customers act instantly using rules, workflows, and ML models. Sardine connects data, rules, AI agents, and human review into one workflow, no glue code required.

On company facts, Sardine says it has raised $170 million. SardineAI Corp has successfully completed a System and Organization Controls (SOC) 2 Type II audit. Sardine says its annual penetration test reports are available on its security portal.^[1][5][6]

Categories

• Fraud prevention (primary category)
• Identity verification
• Compare Sardine with companies in the same categoryside by side

Headquarters

Not established from our sources

Founded

2020^[2]

Ownership

Privately held^[3][4]

CISO on record

Not yet on our record. Send a verified source

Website

sardine.ai

Products and services

Product names as the company writes them; what each does, in our words, from the company's own product pages. Never how well it does it.

• Sardine Fraud Prevention

  Detects payment fraud in real time using device intelligence, behavioral biometrics and transaction monitoring.

• Sardine Onboarding

  Automates identity verification, business verification and credit underwriting for new customers.

• Sardine AML Compliance

  Automates transaction monitoring, customer risk rating and sanctions screening for financial crime teams.

Competitors and alternatives

The other companies on our record filed under the same categories, category by category: first those that lead with that category and share more of Sardine's categories, then alphabetical. A list from the record, never a ranking.

• On fraud prevention, Sardine competes with Forter, TransUnion, BioCatch, Charm Security, Feedzai, Sift, AU10TIX, Incode, Jumio, LexisNexis Risk Solutions and 15 more.

• On identity verification, Sardine competes with AU10TIX, Incode, Jumio, LexisNexis Risk Solutions, Persona, Socure, Trulioo, Veriff, 1Kosmos, Nametag and 8 more.

What review platforms show

The headline rating and review count each platform showed in public search results on the day we looked, with the link. We do not read or reproduce the reviews, and a rating is the platform's, not ours.

• G2 · 4.8 out of 5^[4]seen November 4, 2026

Recent news

Dated company events from the last twelve months, each in one sentence of ours with its source. Newest first.

• July 2, 2026

  Infinite and Sardine announced a two-way integration combining Sardine's fraud and risk intelligence with Infinite's compliance platform and account infrastructure. PR Newswire^[8]

• April 29, 2026

  Sardine announced a partnership with Modulr to supply integrated fraud and anti-money laundering solutions. Sardine^[7]

References

Every fact above cites one of these by number. Tier A is the company itself, a regulator or a filing; tier B is trade or business press.

1. [1]sardine.aiSardine · sardine.ai · undated page, accessed September 27, 2026 · Tier A: the company, a regulator or a filing
2. [2]Series c announcementSardine · sardine.ai · published February 11, 2025 · Tier A: the company, a regulator or a filing
3. [3]Agentic Financial Crime Platform for Fraud Prevention & AMLSardine · undated page, accessed October 28, 2026 · Tier A: the company, a regulator or a filing
4. [4]Sardine Reviews 2026: Details, Pricing, & Features - G2G2 · undated page, accessed October 28, 2026 · Tier C
5. [5]About Us, The Agentic Risk Platform for Financial CrimeSardine · undated page, accessed November 4, 2026 · Tier A: the company, a regulator or a filing
6. [6]Trust Center - SardineSardineAI Corp. · undated page, accessed November 4, 2026 · Tier A: the company, a regulator or a filing
7. [7]Sardine partners with Modulr to bring real-time, AI-enabled fraud detection to automated paymentsSardine · published April 29, 2026 · Tier A: the company, a regulator or a filing
8. [8]Infinite and Sardine Launch Two-Way Integration Linking Compliance, Risk, and PaymentsPR Newswire · published July 2, 2026 · Tier A: the company, a regulator or a filing

Last verified September 27, 2026. Our code found the quoted passage behind each fact on its source page when the fact was recorded, and re-checks every record against its sources each month.

Recorded September 27, 2026, expanded November 4, 2026 from the references above.

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