CISO Tribune

Vendor comparison · 2 companies

Incode vs Sardine

Incode is an identity platform that verifies people, businesses and AI agents, with identity verification, deepfake detection, authentication and workforce products. Sardine sells a platform that unifies fraud prevention, AML compliance, and real-time transaction monitoring in one place. CISO Tribune files both under Identity verification and Fraud prevention. This page sets the two records side by side: what each sells, where it is based, who owns and funds it, the customers it names and its recent news, each fact numbered to its source.

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Up to four companies side by side.

  • Incode
  • Sardine
Incode vs Sardine: Products, Customers and Funding Compared
IncodeIncode is an identity platform that verifies people, businesses and AI agents, with identity verification, deepfake detection, authentication and workforce products.incode.comSardineSardine sells a platform that unifies fraud prevention, AML compliance, and real-time transaction monitoring in one place.sardine.ai
What it sells
  • Identity Verification[3]Document, biometric, and liveness checks in a single flow.
  • TrustGraph[3][18]A trust network that connects people, AI agents, and actions across 700+ enterprises.
  • Deepsight[3][7][10][12][16]Incode's proprietary deepfake and liveness detection engine.
  • Authentication[3]Returning customers sign in with a glance, matched to the identity verified at onboarding.
  • Sardine Fraud PreventionDetects payment fraud in real time using device intelligence, behavioral biometrics and transaction monitoring.
  • Sardine OnboardingAutomates identity verification, business verification and credit underwriting for new customers.
  • Sardine AML ComplianceAutomates transaction monitoring, customer risk rating and sanctions screening for financial crime teams.
Categories
Headquarters
San Francisco, United States[2]Not stated on its pages
Founded
Not stated on its pages2020[2]
Ownership and funding
Not stated on its pagesPrivately held[3][4]
Named customers
Not stated on its pagesNot stated on its pages
Recent news
  • October 14, 2026Incode launched TrustGraph, a privacy-preserving trust network for detecting repeat fraud and agentic fraud across institutions.[18]
  • March 4, 2026Incode secured iBeta Level 3 Presentation Attack Detection conformance for its face liveness technology on iOS and Android.[17]
  • December 2, 2025Incode Technologies announced the launch of Deepsight, an AI defense that detects and blocks deepfakes, injected virtual cameras, and synthetic identity attacks.[16]
  • July 2, 2026Infinite and Sardine announced a two-way integration combining Sardine's fraud and risk intelligence with Infinite's compliance platform and account infrastructure.[8]
  • April 29, 2026Sardine announced a partnership with Modulr to supply integrated fraud and anti-money laundering solutions.[7]
G2 and Gartner Peer Insights
  • G2: listed, seen November 4, 2026[5]
  • Gartner Peer Insights: Not stated on its pages
  • G2: listed, seen November 4, 2026[4]
  • Gartner Peer Insights: Not stated on its pages
Who it fits
From its own pages, Incode sells mainly to organizations in financial services, fintech and neobanks, crypto, marketplaces, gaming and gambling, travel and mobility, telco, and the public sector. Incode names banks, telcos, and marketplaces among the organizations that verify with it. Workforce is aimed at employers that need to verify employees, contractors, and freelancers.From its own pages, Sardine sells mainly to banks, fintechs, marketplaces, and merchants. Sardine describes its fraud detection as built for financial institutions and merchants. Sardine describes its AML agents as helping AML teams move faster from review to resolution. Sardine describes a capability that monitors and enforces risk controls across fintech programs.
Last verified
September 27, 2026September 27, 2026

Where they overlap

  • Incode and Sardine are both filed under Identity verification and Fraud prevention.

Where they differ, field by field

  • Incode's primary category is Identity verification; Sardine's is Fraud prevention.
  • Incode lists Identity Verification, TrustGraph, Deepsight and Authentication. Sardine lists Sardine Fraud Prevention, Sardine Onboarding and Sardine AML Compliance.
  • Incode is headquartered in San Francisco, United States.
  • Sardine was founded in 2020.
  • Sardine is privately held.

What it sells: Incode

What Identity Verification does[3]
The user photographs their government ID and takes a selfie. Incode says AI checks document legitimacy and detects tampering and forgery. Facial recognition cross-compares the live capture with the ID portrait.
What Deepsight does[3][7][10][12][16]
Deepsight protects organizations from deepfakes, AI-driven impersonation, synthetic documents, camera injection, and device tampering. Its device integrity layer detects tampered, emulated, or rooted devices. Its camera integrity layer blocks virtual cameras and prevents video injection with camera source validation.
What Authentication does[3]
iOS, Android, and Web SDKs cover the app and the browser, and call-center flows confirm a caller with a selfie. Deepsight screens the capture for deepfakes, video injection, and device tampering.

Questions about Incode and Sardine

What do Incode and Sardine sell?
Incode sells Identity Verification, TrustGraph, Deepsight and Authentication. Sardine sells Sardine Fraud Prevention, Sardine Onboarding and Sardine AML Compliance.
Are Incode and Sardine in the same category?
They share Identity verification and Fraud prevention. Incode's primary category is Identity verification and Sardine's is Fraud prevention.
Where are Incode and Sardine headquartered?
Incode is headquartered in San Francisco, United States.
When were Incode and Sardine founded?
Sardine was founded in 2020.
Who owns Incode and Sardine?
Sardine is privately held.
Who are Incode and Sardine sold to?
From its own pages, Incode sells mainly to organizations in financial services, fintech and neobanks, crypto, marketplaces, gaming and gambling, travel and mobility, telco, and the public sector. From its own pages, Sardine sells mainly to banks, fintechs, marketplaces, and merchants.
What have Incode and Sardine announced recently?
October 14, 2026: Incode launched TrustGraph, a privacy-preserving trust network for detecting repeat fraud and agentic fraud across institutions. July 2, 2026: Infinite and Sardine announced a two-way integration combining Sardine's fraud and risk intelligence with Infinite's compliance platform and account infrastructure.

About Incode

Incode is an identity platform that verifies people, businesses and AI agents, with identity verification, deepfake detection, authentication and workforce products. Incode says its AI-driven technology is built entirely in-house. Incode says it confirms that the person behind every account, every transaction, and every AI agent is real, is who they claim to be, and can be trusted. Incode verifies people and the AI agents acting on their behalf, extending trust to every interaction.

Incode combines document, biometric, and liveness checks in a single flow. In the capture step, the user photographs their government ID and takes a selfie. Incode says AI then checks document legitimacy and detects tampering and forgery. Incode's facial recognition cross-compares the live capture with the ID portrait, while passive liveness and Deepsight confirm a real human is present. Incode combines custom-built AI models, deterministic identity checks, and direct integrations with government systems of record. Incode lets customers customize colors, fonts, and layouts from the dashboard and deliver a consistent experience across mobile, web, and embedded flows. Incode also offers a dashboard to uncover fraud trends, monitor conversion, and tune performance.[1][7][8][9]

Deepsight is Incode's proprietary deepfake and liveness detection engine. Incode describes Deepsight as protecting organizations from deepfakes, AI-driven impersonation, synthetic documents, camera injection, and device tampering. Deepsight's behavioral layer flags anomalies in device motion and user behavior that signal bots or scripted fraud. Deepsight's device integrity layer detects tampered, emulated, or rooted devices that open the door to spoofing and injection. Deepsight's camera integrity layer blocks virtual cameras and prevents video injection with camera source validation. Deepsight for Documents protects the document layer, catching forged IDs, passports, and supporting documents.[10]

GovFaceMatch matches biometrics against government systems of record. GovFaceMatch performs a face match against DMV and government records. Incode says matching runs inside the DMV’s secure environment, with no biometric data stored and no government PII shared. TrustGraph connects people, AI agents, and actions across 700+ enterprises.[11]

Incode lets returning customers sign in with a glance, matched to the identity verified at onboarding. iOS, Android, and Web SDKs cover the app and the browser, and call-center flows confirm a caller with a selfie. Incode screens each sign-in capture for deepfakes, video injection, and device tampering with Deepsight. Incode verifies identity without an ID document, using biometrics and trusted data, and checks a few fields against government, credit and telco records. Incode estimates a user's age from their face entirely on their device, without ever transmitting the image to a server. Incode says age and liveness models run entirely on the user's phone, and no biometric image or PII ever leaves it. Age checks complete, on average, in under 5 seconds. The Privacy Lens blurs or pixelates the face so it is never visible, not even on the user's own screen.[11][12][13]

Workforce covers the employee lifecycle: hiring, onboarding, MFA resets, and help desk. Employees complete one guided identity check with a government ID and a live selfie. From then on, a quick selfie confirms it is really them at every moment that matters, with no passwords, app downloads, or extra devices. Incode plugs directly into Okta, Microsoft, Ping, Workday, ServiceNow, and more. Incode defines Know Your Employee (KYE) as a risk-based approach to verifying employee identity throughout the employment lifecycle. Incode business verification (KYB) offers eight checks for US businesses, and customers choose only the checks each applicant needs, through one API. Incode accepts Google Wallet digital IDs, and users verify with a mobile driver's license or state ID in one tap, sharing only the fields the check needs.[14][15]

Incode gives every AI agent a verified identity, bound to an accountable owner, tokenized, and continuously monitored. Incode ties every AI agent's actions to a verified human principal using high-assurance identity verification and liveness detection. Agent activity is detected across human surfaces and machine-to-machine protocols, separating agents from the people they act for. Incode links every agent to a verified human through high-assurance identity checks before sensitive data is accessed or critical actions are taken. Incode monitors agent activity patterns for anomalies and deviations from expected behavior.[15]

Incode serves financial services, fintech and neobanks, crypto, marketplaces, gaming and gambling, travel and mobility, telco, and the public sector. Incode covers 190+ countries and territories and supports 4,900+ document types. Incode cites Klar in fintech, where 7M+ users are verified from an ID and a selfie. In social media, 18M+ users a year are age-verified across TikTok's appeal flow. In travel and marketplaces, Airbnb extends verified trust in 200+ countries and regions. Ricardo Amper founded Incode on June 17 in San Francisco. Incode reached a $1.25B valuation following its Series B round. Incode acquired MetaMap and AuthenticID. Incode acquired Identiq and committed $100M to privacy-preserving identity infrastructure. Incode holds SOC 2 Type II certification and iBeta PAD Level 3 certification.[1][4][10][13][14][15]

Incode on the record

Sources

Incode full record

  1. [1]incode.comIncode · incode.com · undated page, accessed September 27, 2026 · Tier A
  2. [2]Interac chooses incode to strengthen identity verification in canadaIncode · incode.com · undated page, accessed September 27, 2026 · Tier A
  3. [3]AI Identity Verification Software & KYC Platform | IncodeIncode · undated page, accessed October 25, 2026 · Tier A
  4. [4]Incode Launches Agentic Identity to Verify and Secure AI Agents in the Era of Autonomous ComputingBusiness Wire · published October 27, 2025 · Tier A
  5. [5]Incode Reviews 2026: Details, Pricing, & Features | G2G2 · undated page, accessed October 25, 2026 · Tier C
  6. [6]Incode: AI-Powered Identity Verification CompanyIncode · undated page, accessed November 4, 2026 · Tier A
  7. [7]Identity Verification — IncodeIncode · undated page, accessed November 4, 2026 · Tier A
  8. [8]UI customization — IncodeIncode · undated page, accessed November 4, 2026 · Tier A
  9. [9]Advanced analytics | IncodeIncode · undated page, accessed November 4, 2026 · Tier A
  10. [10]Deepsight: Deepfake Detection & Liveness AI | IncodeIncode · undated page, accessed November 4, 2026 · Tier A
  11. [11]Products | IncodeIncode · undated page, accessed November 4, 2026 · Tier A
  12. [12]Authentication: Face Login for Returning Users | IncodeIncode · undated page, accessed November 4, 2026 · Tier A
  13. [13]On device age estimationIncode · undated page, accessed November 4, 2026 · Tier A
  14. [14]Workforce: Employee Identity Verification & KYE | IncodeIncode · undated page, accessed November 4, 2026 · Tier A
  15. [15]Agentic Identity: Verified Identity for AI Agents | IncodeIncode · undated page, accessed November 4, 2026 · Tier A
  16. [16]Incode Launches Deepsight, the World’s Most Accurate Deepfake DefenseUK Tech News · published December 2, 2025 · Tier A
  17. [17]Incode reaches iBeta Level 3 with passive selfie livenessSecurityBrief US · published March 4, 2026 · Tier A
  18. [18]Incode launches TrustGraph, the First Trust Network Built for the Agentic EraWRAL · published October 14, 2026 · Tier A

Sardine full record

  1. [1]sardine.aiSardine · sardine.ai · undated page, accessed September 27, 2026 · Tier A
  2. [2]Series c announcementSardine · sardine.ai · published February 11, 2025 · Tier A
  3. [3]Agentic Financial Crime Platform for Fraud Prevention & AMLSardine · undated page, accessed October 28, 2026 · Tier A
  4. [4]Sardine Reviews 2026: Details, Pricing, & Features - G2G2 · undated page, accessed October 28, 2026 · Tier C
  5. [5]About Us, The Agentic Risk Platform for Financial CrimeSardine · undated page, accessed November 4, 2026 · Tier A
  6. [6]Trust Center - SardineSardineAI Corp. · undated page, accessed November 4, 2026 · Tier A
  7. [7]Sardine partners with Modulr to bring real-time, AI-enabled fraud detection to automated paymentsSardine · published April 29, 2026 · Tier A
  8. [8]Infinite and Sardine Launch Two-Way Integration Linking Compliance, Risk, and PaymentsPR Newswire · published July 2, 2026 · Tier A

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