CISO Tribune

Vendor comparison · 2 companies

Sift vs Trulioo

Sift sells a fraud prevention platform with automated fraud decisioning. Trulioo sells digital identity verification, fraud prevention, AML screening, and business risk assessment capabilities. CISO Tribune files both under Fraud prevention. This page sets the two records side by side: what each sells, where it is based, who owns and funds it, the customers it names and its recent news, each fact numbered to its source.

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  • Sift
  • Trulioo
Sift vs Trulioo: Products, Customers and Funding Compared
SiftSift sells a fraud prevention platform with automated fraud decisioning.sift.comTruliooTrulioo sells digital identity verification, fraud prevention, AML screening, and business risk assessment capabilities.trulioo.com
What it sells
  • Sift Score API[3][7]Adds external context to internally-built risk models.
  • Attack Detection Agent[3]Spots, assesses, and helps teams respond to attacks.
  • Sift Professional Services[5]Supports implementation and ongoing optimization.
  • Business Verification[1][3][4]Checks company information, ownership, and the people behind a business to support Know Your Business (KYB) checks.
  • Fraud Prevention[4]Assesses email, phone, IP, device, and behavioral signals to identify potential fraud.
  • Business Risk Horizon[4]Combines global business verification data with research by AI agents to deliver explainable risk signals and an overall risk score.
  • Know Your Agent (KYA)[4]Links an AI agent to a verified organization through a signed digital credential.
Categories
Headquarters
San Francisco, United States[2]Vancouver, Canada[2]
Founded
20112011[9]
Ownership and funding
Not stated on its pagesNot stated on its pages
Named customers
Not stated on its pagesNot stated on its pages
Recent news
Not stated on its pages
  • October 1, 2026Trulioo announced a collaboration with Fiserv to bring person and business verification capabilities to Fiserv clients for onboarding and underwriting across global markets.[3]
  • July 23, 2026Trulioo announced the UBO Discovery Agent, an AI agent extending its beneficial ownership discovery capability within its KYB verification workflow.[11]
  • March 12, 2026Trulioo appointed Chad Gerhardstein, Danielle Holbrook Dunn and Uri Zelmanovich as chief risk and strategy officer, chief transformation officer and chief financial officer.[12]
G2 and Gartner Peer Insights
  • G2: Not stated on its pages
  • Gartner Peer Insights: Not stated on its pages
Who it fits
Sift names internet and software businesses selling subscriptions, digital content, or in-app items, along with neobanks, cryptocurrency exchanges, NFT marketplaces, and digital wallets. Sift also addresses food and delivery merchants and online gaming operators. Sift Score API is built for data science-focused digital businesses that run their own risk models. Sift describes its platform as built for analyst-driven teams.From its own pages, Trulioo sells to organizations that verify retail traders, corporate accounts, and beneficial owners while adapting checks to local market requirements. Trulioo describes use cases where player identity and age are verified and risk around deposits and payouts is assessed. Trulioo describes use cases that assess merchants, investigate ownership, and review business risk before onboarding. Trulioo describes use cases that verify senders across markets and screen for sanctions and other financial crime risks.
Last verified
September 27, 2026September 27, 2026

Where they overlap

  • Sift and Trulioo are both filed under Fraud prevention.
  • Both were founded in 2011.

Where they differ, field by field

  • Sift's primary category is Fraud prevention; Trulioo's is Identity verification.
  • Sift lists Sift Score API, Attack Detection Agent and Sift Professional Services. Trulioo lists Business Verification, Fraud Prevention, Business Risk Horizon and Know Your Agent (KYA).
  • Sift is headquartered in San Francisco, United States. Trulioo is headquartered in Vancouver, Canada.

What it sells: Sift

What Sift Score API does[3][7]
Sift Score API adds external context to internally-built risk models. Sift Score API is a modular fraud intelligence solution that delivers real-time risk scores derived from over 1 trillion annual events and 16,000+ fraud signals accumulated over 13 years. Sift Score API connects internally-built fraud systems to the Global Data Network, with Console access available to full-platform Sift customers.
What Sift Professional Services does[5]
Sift Professional Services supports implementation and ongoing optimization. The services range from project management and integration guidance to managed services for workflow auditing, model tuning, labeling, and strategic reviews.

What it sells: Trulioo

What Business Verification does[1][3][4]
Trulioo business verification checks company information, uncovers ownership, and checks the people behind a business to support Know Your Business (KYB) checks. The checks also inform risk assessments.
What Fraud Prevention does[4]
Trulioo assesses email, phone, IP, device, and behavioral signals to identify potential fraud. The signals are used to determine when closer review is needed.
What Business Risk Horizon does[4]
Business Risk Horizon combines global business verification data with research by AI agents to deliver explainable risk signals and an overall risk score. Business Risk Horizon brings multiple risk signals into an overall business risk score, supported by five domain scores and underlying signals.

Questions about Sift and Trulioo

What do Sift and Trulioo sell?
Sift sells Sift Score API, Attack Detection Agent and Sift Professional Services. Trulioo sells Business Verification, Fraud Prevention, Business Risk Horizon and Know Your Agent (KYA).
Are Sift and Trulioo in the same category?
They share Fraud prevention. Sift's primary category is Fraud prevention and Trulioo's is Identity verification.
Where are Sift and Trulioo headquartered?
Sift is headquartered in San Francisco, United States. Trulioo is headquartered in Vancouver, Canada.
When were Sift and Trulioo founded?
Both were founded in 2011.
Who are Sift and Trulioo sold to?
Sift names internet and software businesses selling subscriptions, digital content, or in-app items, along with neobanks, cryptocurrency exchanges, NFT marketplaces, and digital wallets. From its own pages, Trulioo sells to organizations that verify retail traders, corporate accounts, and beneficial owners while adapting checks to local market requirements.
What have Sift and Trulioo announced recently?
October 1, 2026: Trulioo announced a collaboration with Fiserv to bring person and business verification capabilities to Fiserv clients for onboarding and underwriting across global markets.

About Sift

Sift sells a fraud prevention platform with automated fraud decisioning. Sift assesses risk continuously across signup, login, account activity, payments, and post-purchase abuse, and connects configurable workflows, cross-journey data, and analyst tooling into one system. Sift's platform detects and stops fraud across the entire customer journey.[1][5][6]

Sift's platform collects customer and event data, adds global intelligence, and builds digital profiles across the user journey. Sift assesses risk using custom, industry, and global models. Sift automates responses with dynamic friction and decisioning across the entire user journey. Sift's platform uses reporting, case management, and workflow analysis. Sift Professional Services supports implementation and ongoing optimization, from project management and integration guidance to managed services for workflow auditing, model tuning, labeling, and strategic reviews. Attack Detection Agent spots, assesses, and helps teams respond to attacks.[5]

Sift's global data network processes more than 1 trillion events annually. Custom models are tailored to individual customers' unique fraud patterns, Global models capture broader fraud trends, and ThreatClusters provide industry-specific insights derived from related cohorts. Sift Score API is a modular fraud intelligence solution that delivers real-time risk scores derived from over 1 trillion annual events and 16,000+ fraud signals accumulated over 13 years. Sift Score API connects internally-built fraud systems to the Global Data Network, with the same level of risk insight and Console access available to full-platform Sift customers. When an internal risk engine submits real-time data via API calls, such as IP address, email, device fingerprint, and transaction details, Sift cross-references that input against the Global Data Network.[5][7]

For payment fraud, Sift analyzes every transaction in milliseconds using global data, real fraud patterns, and expert insight. Sift offers real-time scoring in under 150 milliseconds, backed by a Global Data Network of 1 trillion+ annual events and 16,000+ risk signals. For account takeover, Sift combines patented ATO risk scoring with device, location, behavioral, and network signals to uncover suspicious logins and fraud patterns. Sift shows why a login was approved, flagged, challenged, or blocked. Built-in email and SMS verification from Sift can be branded as the customer's own. For signups, Sift uses ensemble AI and ML models that combine device fingerprinting, identity signals, and insights from Sift's Global Data Network to catch fake accounts before they convert. Sift applies built-in step-up challenges only in response to suspicious activity.[8][9][10]

Sift provides a no-code decision engine, workflow simulation, and block and accept lists that let teams test policy changes on historical traffic and launch them without a developer. Sift offers turnkey integrations with IDV, 3DS, KYC, and AML providers. Sift's console gives analysts risk summaries, network visualization, and bulk decisioning in one place. Sift Workflows run routine decisions automatically. Sift customers can deploy Payment Protection with Account Defense.[5][8][10]

For food and delivery merchants, Sift secures transactions, accounts, and loyalty programs. Sift's gaming use case detects linked accounts and stops deposit fraud, bonus abuse, and account takeover tied to cash-out. Sift protects high-value bookings from payment fraud and account takeover for travelers. Sift's platform enables internet and software businesses selling subscriptions, digital content, or in-app items to protect revenue.[6][11][13]

Sift Science, Inc. is the company that uses the name Sift.[6][12][14][15]

Sift on the record

Sources

Sift full record

  1. [1]sift.comSift · sift.com · undated page, accessed September 27, 2026 · Tier A
  2. [2]Sift science raises 30m new fundingSift · sift.com · published July 19, 2016 · Tier A
  3. [3]Fraud Prevention Platform for Digital Business | SiftSift · undated page, accessed October 28, 2026 · Tier A
  4. [4]Sift Reviews 2026: Details, Pricing, & Features | G2G2 · undated page, accessed October 28, 2026 · Tier C
  5. [5]Fraud Prevention Platform for Revenue Growth | SiftSift · undated page, accessed November 10, 2026 · Tier A
  6. [6]Fraud Prevention Solutions by Use Case & Industry | SiftSift · undated page, accessed November 10, 2026 · Tier A
  7. [7]Sift Score API | Add Fraud Risk Scores to Your ModelsSift · undated page, accessed November 10, 2026 · Tier A
  8. [8]Online Payment Fraud Prevention Solutions | SiftSift · undated page, accessed November 10, 2026 · Tier A
  9. [9]Account Takeover Prevention | Stop ATO in Real TimeSift · undated page, accessed November 10, 2026 · Tier A
  10. [10]Fake Account Creation Prevention Software | SiftSift · undated page, accessed November 10, 2026 · Tier A
  11. [11]Food Delivery Fraud Prevention: Stop Fake Orders | SiftSift · undated page, accessed November 10, 2026 · Tier A
  12. [12]Fintech Fraud Prevention for Neobanks & Payments | SiftSift · undated page, accessed November 10, 2026 · Tier A
  13. [13]SaaS & Digital Goods Fraud Prevention Software | SiftSift · undated page, accessed November 10, 2026 · Tier A
  14. [14]Legal and Compliance - SiftSift · undated page, accessed November 10, 2026 · Tier A
  15. [15]iGaming Fraud Prevention | Stop Bonus & Cash-Out AbuseSift · undated page, accessed November 10, 2026 · Tier A
  16. [16]Sift Reviews, Ratings & Features 2026 | Gartner Peer InsightsGartner Peer Insights · undated page, accessed November 10, 2026 · Tier C

Trulioo full record

  1. [1]trulioo.comTrulioo · trulioo.com · undated page, accessed September 27, 2026 · Tier A
  2. [2]Trulioo lands strategic investment from ust globalTrulioo · trulioo.com · published August 26, 2014 · Tier A
  3. [3]Trulioo Strengthens Identity Verification for Fiserv Clients Across Global MarketsBusiness Wire · published October 1, 2026 · Tier A
  4. [4]Global Identity Verification and Risk Intelligence | TruliooTrulioo · undated page, accessed November 10, 2026 · Tier A
  5. [5]About Us | TruliooTrulioo · undated page, accessed November 10, 2026 · Tier A
  6. [6]Identity Verification - KYC | TruliooTrulioo · undated page, accessed November 10, 2026 · Tier A
  7. [7]Global Identity Verification Solutions | TruliooTrulioo · undated page, accessed November 10, 2026 · Tier A
  8. [8]Know Your Agent (KYA) | AI Agent Verification | TruliooTrulioo · undated page, accessed November 10, 2026 · Tier A
  9. [9]Privacy, Data Security and Compliance | TruliooTrulioo · undated page, accessed November 10, 2026 · Tier A
  10. [10]Trulioo Expands KYB Leadership With Launch of Credit Decisioning to Power Smarter Risk InsightsTrulioo · published November 13, 2025 · Tier A
  11. [11]Trulioo Launches AI Agent to Resolve Beneficial Ownership Where Global Registries Fall ShortTrulioo · published July 23, 2026 · Tier A
  12. [12]Trulioo Strengthens Executive Bench to Accelerate Enterprise Demand and Platform InnovationTrulioo · published March 12, 2026 · Tier A

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