CISO Tribune

Vendor comparison · 2 companies

1Kosmos vs Trulioo

1Kosmos sells a platform that combines identity verification and passwordless authentication, organized around KYC, KYE, and KYA use cases. Trulioo sells digital identity verification, fraud prevention, AML screening, and business risk assessment capabilities. CISO Tribune files both under Identity verification. This page sets the two records side by side: what each sells, where it is based, who owns and funds it, the customers it names and its recent news, each fact numbered to its source.

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  • 1Kosmos
  • Trulioo
1Kosmos vs Trulioo: Products, Customers and Funding Compared
1Kosmos1Kosmos sells a platform that combines identity verification and passwordless authentication, organized around KYC, KYE, and KYA use cases.1kosmos.comTruliooTrulioo sells digital identity verification, fraud prevention, AML screening, and business risk assessment capabilities.trulioo.com
What it sells
  • Passwordless Authentication[3][5]Passwordless sign-in with LiveID, 1Key, and FIDO2.
  • 1Key[3][7]A biometric device for shared desktops.
  • 1Kosmos Workforce[6]Workforce identity verification and access across the KYE journey.
  • Business Verification[1][3][4]Checks company information, ownership, and the people behind a business to support Know Your Business (KYB) checks.
  • Fraud Prevention[4]Assesses email, phone, IP, device, and behavioral signals to identify potential fraud.
  • Business Risk Horizon[4]Combines global business verification data with research by AI agents to deliver explainable risk signals and an overall risk score.
  • Know Your Agent (KYA)[4]Links an AI agent to a verified organization through a signed digital credential.
Categories
Headquarters
Iselin, New Jersey, USA[1]Vancouver, Canada[2]
Founded
Not stated on its pages2011[9]
Ownership and funding
Privately held[5]Not stated on its pages
Named customers
Not stated on its pagesNot stated on its pages
Recent news
Not stated on its pages
  • October 1, 2026Trulioo announced a collaboration with Fiserv to bring person and business verification capabilities to Fiserv clients for onboarding and underwriting across global markets.[3]
  • July 23, 2026Trulioo announced the UBO Discovery Agent, an AI agent extending its beneficial ownership discovery capability within its KYB verification workflow.[11]
  • March 12, 2026Trulioo appointed Chad Gerhardstein, Danielle Holbrook Dunn and Uri Zelmanovich as chief risk and strategy officer, chief transformation officer and chief financial officer.[12]
G2 and Gartner Peer Insights
  • G2: Not stated on its pages
  • Gartner Peer Insights: Not stated on its pages
  • G2: Not stated on its pages
  • Gartner Peer Insights: Not stated on its pages
Who it fits
For agents on shared workstations, 1Kosmos ties logins to real-world identities. In higher education, 1Kosmos addresses students, faculty, staff, and alumni. In retail, 1Kosmos addresses store associates, fulfillment workers, and office staff using shared POS terminals and workstations. 1Kosmos Partner Advantage is aimed at firms that integrate, resell, manage, or outsource services.From its own pages, Trulioo sells to organizations that verify retail traders, corporate accounts, and beneficial owners while adapting checks to local market requirements. Trulioo describes use cases where player identity and age are verified and risk around deposits and payouts is assessed. Trulioo describes use cases that assess merchants, investigate ownership, and review business risk before onboarding. Trulioo describes use cases that verify senders across markets and screen for sanctions and other financial crime risks.
Last verified
November 2, 2026September 27, 2026

Where they overlap

  • Identity verification is the primary category of both 1Kosmos and Trulioo.

Where they differ, field by field

  • 1Kosmos is also filed under Passwordless authentication and authenticators and Customer identity and access management. Trulioo is also filed under Fraud prevention.
  • 1Kosmos lists Passwordless Authentication, 1Key and 1Kosmos Workforce. Trulioo lists Business Verification, Fraud Prevention, Business Risk Horizon and Know Your Agent (KYA).
  • 1Kosmos is headquartered in Iselin, New Jersey, USA. Trulioo is headquartered in Vancouver, Canada.
  • Trulioo was founded in 2011.
  • 1Kosmos is privately held.

How they differ

CISO Tribune files 1Kosmos under Identity verification, Passwordless authentication and authenticators, and Customer identity and access management, with Identity verification as its primary category. CISO Tribune files Trulioo under Identity verification and Fraud prevention, also with Identity verification as its primary category. 1Kosmos sells a platform that combines identity verification and passwordless authentication, organized around KYC, KYE, and KYA use cases. Trulioo sells digital identity verification, fraud prevention, AML screening, and business risk assessment capabilities. Both companies address KYA, with 1Kosmos listing it among its use cases and Trulioo selling Know Your Agent (KYA), which links an AI agent to a verified organization through a signed digital credential.

1Kosmos also sells 1Key, a biometric device that stays with each shared desktop, and its identity verification uses document and biometric proofing with liveness detection, certified to NIST 800-63-3 IAL2. Trulioo's Fraud Prevention assesses email, phone, IP, device, and behavioral signals. 1Kosmos is headquartered in Iselin, New Jersey, USA, and is privately held. Trulioo is headquartered in Vancouver, Canada, and was founded in 2011.

1Kosmos integrates with Okta, Microsoft, Ping, Zscaler, and more, and describes uses in higher education, retail, and public sector agencies. Trulioo names Airwallex, Nium, and Mastercard as customers or partners. On October 1, 2026, Trulioo announced a collaboration with Fiserv to bring person and business verification capabilities to Fiserv clients. On July 23, 2026, Trulioo announced the UBO Discovery Agent, an AI agent extending its beneficial ownership discovery within its KYB verification workflow.

What it sells: 1Kosmos

What Passwordless Authentication does[3][5]
1Kosmos passwordless authentication offers LiveID, 1Key, and FIDO2 sign-in built on the same verified identity, with support for legacy MFA, PIV, and RADIUS. Phishing-resistant MFA options include LiveID biometrics, passkeys, FIDO2, and device biometrics. Passwordless Authentication can coexist with current authenticators while users transition at their own pace.
What 1Key does[3][7]
The 1Kosmos 1Key is a biometric device that stays with each shared desktop and lets every shift authenticate to Windows, VPN, and apps without personal tokens or passwords. 1Key includes biometric and touch security keys for individual users.
What 1Kosmos Workforce does[6]
1Kosmos Workforce turns on only what each stage of the KYE journey requires, and the Intelligence Layer monitors risk across all of them. 1Kosmos verifies new hires and contractors with IAL2-compliant identity proofing before any account is provisioned.

What it sells: Trulioo

What Business Verification does[1][3][4]
Trulioo business verification checks company information, uncovers ownership, and checks the people behind a business to support Know Your Business (KYB) checks. The checks also inform risk assessments.
What Fraud Prevention does[4]
Trulioo assesses email, phone, IP, device, and behavioral signals to identify potential fraud. The signals are used to determine when closer review is needed.
What Business Risk Horizon does[4]
Business Risk Horizon combines global business verification data with research by AI agents to deliver explainable risk signals and an overall risk score. Business Risk Horizon brings multiple risk signals into an overall business risk score, supported by five domain scores and underlying signals.

Questions about 1Kosmos and Trulioo

What do 1Kosmos and Trulioo sell?
1Kosmos sells Passwordless Authentication, 1Key and 1Kosmos Workforce. Trulioo sells Business Verification, Fraud Prevention, Business Risk Horizon and Know Your Agent (KYA).
Are 1Kosmos and Trulioo in the same category?
Yes. Identity verification is the primary category of both on CISO Tribune.
Where are 1Kosmos and Trulioo headquartered?
1Kosmos is headquartered in Iselin, New Jersey, USA. Trulioo is headquartered in Vancouver, Canada.
When were 1Kosmos and Trulioo founded?
Trulioo was founded in 2011.
Who owns 1Kosmos and Trulioo?
1Kosmos is privately held.
Who are 1Kosmos and Trulioo sold to?
For agents on shared workstations, 1Kosmos ties logins to real-world identities. From its own pages, Trulioo sells to organizations that verify retail traders, corporate accounts, and beneficial owners while adapting checks to local market requirements.
What have 1Kosmos and Trulioo announced recently?
October 1, 2026: Trulioo announced a collaboration with Fiserv to bring person and business verification capabilities to Fiserv clients for onboarding and underwriting across global markets.

About 1Kosmos

1Kosmos sells a platform that combines identity verification and passwordless authentication, organized around KYC, KYE, and KYA use cases. On the 1Kosmos platform, a user proves their identity once and reuses it across onboarding, login, account recovery, and high-risk transaction step-up. 1Kosmos says that unverified people create fraud risk and that unauthenticated agents create liability. The 1Kosmos platform adds its control to existing identity infrastructure and gives employees, customers, citizens, and AI agents a reusable, passwordless identity across onboarding, access, recovery, and step-up verification.[2][3][4]

1Kosmos identity verification uses document and biometric proofing with liveness detection, certified to NIST 800-63-3 IAL2, with IAL3 step-up. 1Kosmos passwordless authentication offers LiveID, 1Key, and FIDO2 sign-in built on the same verified identity, with support for legacy MFA, PIV, and RADIUS. 1Kosmos offers phishing-resistant MFA options including LiveID biometrics, passkeys, FIDO2, and device biometrics. The 1Kosmos reusable identity wallet is cryptographically protected and user-controlled, stores no PII, and requires the user's consent for every use. 1Kosmos feeds verified identity into the systems its customers already run, with more than 150 pre-built connectors. 1Kosmos integrates with Okta, Microsoft, Ping, Zscaler, and more.[3]

1Kosmos Workforce turns on only what each stage of the KYE journey requires, and the Intelligence Layer monitors risk across all of them. For new hire screening, 1Kosmos verifies new hires and contractors with IAL2-compliant identity proofing before any account is provisioned. In the workforce flow, a government ID is matched to the same face, and US work eligibility is confirmed against that identity. 1Kosmos binds the verified identity to the HR record and directory account before access is granted. New hires sign in passwordless with LiveID or phrase + PIN, and no initial password is ever sent. 1Kosmos help desk verification replaces agent judgment with a government ID check and a live biometric match that returns pass/fail. 1Kosmos confirms a verified identity before agents or self-service portals reset passwords, MFA, or profiles. For frontline workers, 1Kosmos secures shared workstations without passwords, personal tokens, or smartphones.[6]

The 1Kosmos 1Key is a biometric device that stays with each shared desktop and lets every shift authenticate to Windows, VPN, and apps without personal tokens or passwords. 1Key includes biometric and touch security keys for individual users. 1Kosmos reverifies agents automatically when roles or risk change. 1Kosmos identity verification enables reverification at critical moments. 1Kosmos prompts additional verification when risk escalates during high-value returns, account changes, or contractor access, without restarting the full identity journey. 1Kosmos steps up security when risk increases during high-value transactions, account recovery, or access from new devices.[7][8][9]

1Kosmos is a Kantara certified credential service provider delivering NIST IAL2 identity proofing and AAL2 authentication for healthcare workflows. 1Kosmos proofs patients, prescribers, staff, and partners at IAL2 and provisions accounts with a reusable verified identity. 1Kosmos lets clinicians access EHRs, e-prescribing tools and clinical apps with a quick biometric sign-in that replaces passwords. In higher education, 1Kosmos verifies students, faculty, staff, and alumni remotely with document and biometric checks and binds each verified identity to campus accounts and trusted devices. 1Kosmos replaces passwords with biometric login anchored to a verified identity, working alongside existing SSO and MFA.[10][11]

For public sector agencies, 1Kosmos provides IAL2 identity proofing, remote caller verification, and a reusable wallet. 1Kosmos issues digital identity wallets to public sector users who do not have PIV/CACs but still need system access. 1Kosmos verifies residents with full IAL2 proofing made up of document verification, AAMVA lookup, identity database checks, and biometric face match. 1Kosmos digital identity wallets are stored in a private and permissioned distributed ledger. At account opening, 1Kosmos applies document verification, liveness detection, and real-time government checks against synthetic IDs and deepfakes. In retail, 1Kosmos lets store associates, fulfillment workers, and office staff access shared POS terminals and workstations using badges or biometrics instead of passwords. 1Kosmos automatically syncs employee access with HRIS and PACS. In manufacturing, 1Kosmos replaces shared passwords with biometric sign-in so every operator has their own verified identity.[8][9][12]

1Kosmos platform credentials include FedRAMP High, DoD IL4/IL5, NIST 800-63-3 AAL2/IAL2, iBeta PAD Level 2, FIDO2, and SOC 2 Type 2. 1Kosmos is backed by SOC 2 Type II, ISO 27001, and FedRAMP High. 1Kosmos states that it never sells, shares, or repurposes user data. 1Kosmos Partner Advantage fits firms that run a delivery practice, whether they integrate, resell, manage, or outsource services.[3][4][7][10][12][13]

1Kosmos on the record

Sources

1Kosmos full record

  1. [1]1kosmos secures 57m in series b funding1Kosmos · 1kosmos.com · published August 12, 2025 · Tier A
  2. [2]1kosmos.com1Kosmos · 1kosmos.com · undated page, accessed November 2, 2026 · Tier A
  3. [3]Become a partner | 1Kosmos partners1Kosmos · undated page, accessed November 10, 2026 · Tier A
  4. [4]Identity Verification & Passwordless Solutions | 1Kosmos1Kosmos · undated page, accessed November 10, 2026 · Tier A
  5. [5]Public Sector Solutions | CSP for Public Agencies1Kosmos · undated page, accessed November 10, 2026 · Tier A
  6. [6]Workforce Identity & Know Your Employee (KYE) | 1Kosmos1Kosmos · undated page, accessed November 10, 2026 · Tier A
  7. [7]BPO Identity Solutions | Passwordless Access by 1Kosmos1Kosmos · undated page, accessed November 10, 2026 · Tier A
  8. [8]Retail Identity Solutions | 1Kosmos1Kosmos · undated page, accessed November 10, 2026 · Tier A
  9. [9]Risk Management Solutions for Banks & Fintech | 1Kosmos1Kosmos · undated page, accessed November 10, 2026 · Tier A
  10. [10]Healthcare Identity Verification | 1Kosmos1Kosmos · undated page, accessed November 10, 2026 · Tier A
  11. [11]Identity Verification Solutions for Higher Education | 1Kosmos1Kosmos · undated page, accessed November 10, 2026 · Tier A
  12. [12]Digital Identity for Manufacturing | 1Kosmos1Kosmos · undated page, accessed November 10, 2026 · Tier A
  13. [13]Product Use Cases | 1Kosmos1Kosmos · undated page, accessed November 10, 2026 · Tier A

Trulioo full record

  1. [1]trulioo.comTrulioo · trulioo.com · undated page, accessed September 27, 2026 · Tier A
  2. [2]Trulioo lands strategic investment from ust globalTrulioo · trulioo.com · published August 26, 2014 · Tier A
  3. [3]Trulioo Strengthens Identity Verification for Fiserv Clients Across Global MarketsBusiness Wire · published October 1, 2026 · Tier A
  4. [4]Global Identity Verification and Risk Intelligence | TruliooTrulioo · undated page, accessed November 10, 2026 · Tier A
  5. [5]About Us | TruliooTrulioo · undated page, accessed November 10, 2026 · Tier A
  6. [6]Identity Verification - KYC | TruliooTrulioo · undated page, accessed November 10, 2026 · Tier A
  7. [7]Global Identity Verification Solutions | TruliooTrulioo · undated page, accessed November 10, 2026 · Tier A
  8. [8]Know Your Agent (KYA) | AI Agent Verification | TruliooTrulioo · undated page, accessed November 10, 2026 · Tier A
  9. [9]Privacy, Data Security and Compliance | TruliooTrulioo · undated page, accessed November 10, 2026 · Tier A
  10. [10]Trulioo Expands KYB Leadership With Launch of Credit Decisioning to Power Smarter Risk InsightsTrulioo · published November 13, 2025 · Tier A
  11. [11]Trulioo Launches AI Agent to Resolve Beneficial Ownership Where Global Registries Fall ShortTrulioo · published July 23, 2026 · Tier A
  12. [12]Trulioo Strengthens Executive Bench to Accelerate Enterprise Demand and Platform InnovationTrulioo · published March 12, 2026 · Tier A

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