CISO Tribune

Vendor comparison · 2 companies

Incode vs Trulioo

Incode is an identity platform that verifies people, businesses and AI agents, with identity verification, deepfake detection, authentication and workforce products. Trulioo sells digital identity verification, fraud prevention, AML screening, and business risk assessment capabilities. CISO Tribune files both under Identity verification and Fraud prevention. This page sets the two records side by side: what each sells, where it is based, who owns and funds it, the customers it names and its recent news, each fact numbered to its source.

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  • Incode
  • Trulioo
Incode vs Trulioo: Products, Customers and Funding Compared
IncodeIncode is an identity platform that verifies people, businesses and AI agents, with identity verification, deepfake detection, authentication and workforce products.incode.comTruliooTrulioo sells digital identity verification, fraud prevention, AML screening, and business risk assessment capabilities.trulioo.com
What it sells
  • Identity Verification[3]Document, biometric, and liveness checks in a single flow.
  • TrustGraph[3][18]A trust network that connects people, AI agents, and actions across 700+ enterprises.
  • Deepsight[3][7][10][12][16]Incode's proprietary deepfake and liveness detection engine.
  • Authentication[3]Returning customers sign in with a glance, matched to the identity verified at onboarding.
  • Business Verification[1][3][4]Checks company information, ownership, and the people behind a business to support Know Your Business (KYB) checks.
  • Fraud Prevention[4]Assesses email, phone, IP, device, and behavioral signals to identify potential fraud.
  • Business Risk Horizon[4]Combines global business verification data with research by AI agents to deliver explainable risk signals and an overall risk score.
  • Know Your Agent (KYA)[4]Links an AI agent to a verified organization through a signed digital credential.
Categories
Headquarters
San Francisco, United States[2]Vancouver, Canada[2]
Founded
Not stated on its pages2011[9]
Ownership and funding
Not stated on its pagesNot stated on its pages
Named customers
Not stated on its pagesNot stated on its pages
Recent news
  • October 14, 2026Incode launched TrustGraph, a privacy-preserving trust network for detecting repeat fraud and agentic fraud across institutions.[18]
  • March 4, 2026Incode secured iBeta Level 3 Presentation Attack Detection conformance for its face liveness technology on iOS and Android.[17]
  • December 2, 2025Incode Technologies announced the launch of Deepsight, an AI defense that detects and blocks deepfakes, injected virtual cameras, and synthetic identity attacks.[16]
  • October 1, 2026Trulioo announced a collaboration with Fiserv to bring person and business verification capabilities to Fiserv clients for onboarding and underwriting across global markets.[3]
  • July 23, 2026Trulioo announced the UBO Discovery Agent, an AI agent extending its beneficial ownership discovery capability within its KYB verification workflow.[11]
  • March 12, 2026Trulioo appointed Chad Gerhardstein, Danielle Holbrook Dunn and Uri Zelmanovich as chief risk and strategy officer, chief transformation officer and chief financial officer.[12]
G2 and Gartner Peer Insights
  • G2: listed, seen November 4, 2026[5]
  • Gartner Peer Insights: Not stated on its pages
  • G2: Not stated on its pages
  • Gartner Peer Insights: Not stated on its pages
Who it fits
From its own pages, Incode sells mainly to organizations in financial services, fintech and neobanks, crypto, marketplaces, gaming and gambling, travel and mobility, telco, and the public sector. Incode names banks, telcos, and marketplaces among the organizations that verify with it. Workforce is aimed at employers that need to verify employees, contractors, and freelancers.From its own pages, Trulioo sells to organizations that verify retail traders, corporate accounts, and beneficial owners while adapting checks to local market requirements. Trulioo describes use cases where player identity and age are verified and risk around deposits and payouts is assessed. Trulioo describes use cases that assess merchants, investigate ownership, and review business risk before onboarding. Trulioo describes use cases that verify senders across markets and screen for sanctions and other financial crime risks.
Last verified
September 27, 2026September 27, 2026

Where they overlap

  • Identity verification is the primary category of both Incode and Trulioo; both are also filed under Fraud prevention.

Where they differ, field by field

  • Incode lists Identity Verification, TrustGraph, Deepsight and Authentication. Trulioo lists Business Verification, Fraud Prevention, Business Risk Horizon and Know Your Agent (KYA).
  • Incode is headquartered in San Francisco, United States. Trulioo is headquartered in Vancouver, Canada.
  • Trulioo was founded in 2011.

How they differ

CISO Tribune files both Incode and Trulioo under Identity verification and Fraud prevention, with Identity verification as the primary category for each. Incode is headquartered in San Francisco, United States, and Trulioo is headquartered in Vancouver, Canada. Incode sells identity verification that combines document, biometric, and liveness checks in a single flow, along with Deepsight for deepfake and liveness detection, Authentication, and Workforce products. Trulioo sells digital identity verification, fraud prevention, AML screening, and business risk assessment capabilities.

Both companies address business verification and AI agents, in different ways. Incode offers business verification (KYB) with eight checks for US businesses, and it gives each AI agent a verified identity bound to an accountable owner. Incode also lists age estimation on the user's device and a GovFaceMatch product that matches faces against DMV and government records. Trulioo also lists sanctions, politically exposed persons, and adverse media screening.

Incode names Klar, TikTok, and Airbnb among its customers, and it serves financial services, crypto, gaming, telco, and the public sector. Trulioo names Airwallex, Nium, Fiserv, and Mastercard in connection with its work. Among Incode's recent items, it launched TrustGraph on October 14, 2026, and secured iBeta Level 3 Presentation Attack Detection conformance on March 4, 2026. Trulioo announced a collaboration with Fiserv on October 1, 2026, and the UBO Discovery Agent on July 23, 2026.

What it sells: Incode

What Identity Verification does[3]
The user photographs their government ID and takes a selfie. Incode says AI checks document legitimacy and detects tampering and forgery. Facial recognition cross-compares the live capture with the ID portrait.
What Deepsight does[3][7][10][12][16]
Deepsight protects organizations from deepfakes, AI-driven impersonation, synthetic documents, camera injection, and device tampering. Its device integrity layer detects tampered, emulated, or rooted devices. Its camera integrity layer blocks virtual cameras and prevents video injection with camera source validation.
What Authentication does[3]
iOS, Android, and Web SDKs cover the app and the browser, and call-center flows confirm a caller with a selfie. Deepsight screens the capture for deepfakes, video injection, and device tampering.

What it sells: Trulioo

What Business Verification does[1][3][4]
Trulioo business verification checks company information, uncovers ownership, and checks the people behind a business to support Know Your Business (KYB) checks. The checks also inform risk assessments.
What Fraud Prevention does[4]
Trulioo assesses email, phone, IP, device, and behavioral signals to identify potential fraud. The signals are used to determine when closer review is needed.
What Business Risk Horizon does[4]
Business Risk Horizon combines global business verification data with research by AI agents to deliver explainable risk signals and an overall risk score. Business Risk Horizon brings multiple risk signals into an overall business risk score, supported by five domain scores and underlying signals.

Questions about Incode and Trulioo

What do Incode and Trulioo sell?
Incode sells Identity Verification, TrustGraph, Deepsight and Authentication. Trulioo sells Business Verification, Fraud Prevention, Business Risk Horizon and Know Your Agent (KYA).
Are Incode and Trulioo in the same category?
Yes. Identity verification is the primary category of both on CISO Tribune.
Where are Incode and Trulioo headquartered?
Incode is headquartered in San Francisco, United States. Trulioo is headquartered in Vancouver, Canada.
When were Incode and Trulioo founded?
Trulioo was founded in 2011.
Who are Incode and Trulioo sold to?
From its own pages, Incode sells mainly to organizations in financial services, fintech and neobanks, crypto, marketplaces, gaming and gambling, travel and mobility, telco, and the public sector. From its own pages, Trulioo sells to organizations that verify retail traders, corporate accounts, and beneficial owners while adapting checks to local market requirements.
What have Incode and Trulioo announced recently?
October 14, 2026: Incode launched TrustGraph, a privacy-preserving trust network for detecting repeat fraud and agentic fraud across institutions. October 1, 2026: Trulioo announced a collaboration with Fiserv to bring person and business verification capabilities to Fiserv clients for onboarding and underwriting across global markets.

About Incode

Incode is an identity platform that verifies people, businesses and AI agents, with identity verification, deepfake detection, authentication and workforce products. Incode says its AI-driven technology is built entirely in-house. Incode says it confirms that the person behind every account, every transaction, and every AI agent is real, is who they claim to be, and can be trusted. Incode verifies people and the AI agents acting on their behalf, extending trust to every interaction.

Incode combines document, biometric, and liveness checks in a single flow. In the capture step, the user photographs their government ID and takes a selfie. Incode says AI then checks document legitimacy and detects tampering and forgery. Incode's facial recognition cross-compares the live capture with the ID portrait, while passive liveness and Deepsight confirm a real human is present. Incode combines custom-built AI models, deterministic identity checks, and direct integrations with government systems of record. Incode lets customers customize colors, fonts, and layouts from the dashboard and deliver a consistent experience across mobile, web, and embedded flows. Incode also offers a dashboard to uncover fraud trends, monitor conversion, and tune performance.[1][7][8][9]

Deepsight is Incode's proprietary deepfake and liveness detection engine. Incode describes Deepsight as protecting organizations from deepfakes, AI-driven impersonation, synthetic documents, camera injection, and device tampering. Deepsight's behavioral layer flags anomalies in device motion and user behavior that signal bots or scripted fraud. Deepsight's device integrity layer detects tampered, emulated, or rooted devices that open the door to spoofing and injection. Deepsight's camera integrity layer blocks virtual cameras and prevents video injection with camera source validation. Deepsight for Documents protects the document layer, catching forged IDs, passports, and supporting documents.[10]

GovFaceMatch matches biometrics against government systems of record. GovFaceMatch performs a face match against DMV and government records. Incode says matching runs inside the DMV’s secure environment, with no biometric data stored and no government PII shared. TrustGraph connects people, AI agents, and actions across 700+ enterprises.[11]

Incode lets returning customers sign in with a glance, matched to the identity verified at onboarding. iOS, Android, and Web SDKs cover the app and the browser, and call-center flows confirm a caller with a selfie. Incode screens each sign-in capture for deepfakes, video injection, and device tampering with Deepsight. Incode verifies identity without an ID document, using biometrics and trusted data, and checks a few fields against government, credit and telco records. Incode estimates a user's age from their face entirely on their device, without ever transmitting the image to a server. Incode says age and liveness models run entirely on the user's phone, and no biometric image or PII ever leaves it. Age checks complete, on average, in under 5 seconds. The Privacy Lens blurs or pixelates the face so it is never visible, not even on the user's own screen.[11][12][13]

Workforce covers the employee lifecycle: hiring, onboarding, MFA resets, and help desk. Employees complete one guided identity check with a government ID and a live selfie. From then on, a quick selfie confirms it is really them at every moment that matters, with no passwords, app downloads, or extra devices. Incode plugs directly into Okta, Microsoft, Ping, Workday, ServiceNow, and more. Incode defines Know Your Employee (KYE) as a risk-based approach to verifying employee identity throughout the employment lifecycle. Incode business verification (KYB) offers eight checks for US businesses, and customers choose only the checks each applicant needs, through one API. Incode accepts Google Wallet digital IDs, and users verify with a mobile driver's license or state ID in one tap, sharing only the fields the check needs.[14][15]

Incode gives every AI agent a verified identity, bound to an accountable owner, tokenized, and continuously monitored. Incode ties every AI agent's actions to a verified human principal using high-assurance identity verification and liveness detection. Agent activity is detected across human surfaces and machine-to-machine protocols, separating agents from the people they act for. Incode links every agent to a verified human through high-assurance identity checks before sensitive data is accessed or critical actions are taken. Incode monitors agent activity patterns for anomalies and deviations from expected behavior.[15]

Incode serves financial services, fintech and neobanks, crypto, marketplaces, gaming and gambling, travel and mobility, telco, and the public sector. Incode covers 190+ countries and territories and supports 4,900+ document types. Incode cites Klar in fintech, where 7M+ users are verified from an ID and a selfie. In social media, 18M+ users a year are age-verified across TikTok's appeal flow. In travel and marketplaces, Airbnb extends verified trust in 200+ countries and regions. Ricardo Amper founded Incode on June 17 in San Francisco. Incode reached a $1.25B valuation following its Series B round. Incode acquired MetaMap and AuthenticID. Incode acquired Identiq and committed $100M to privacy-preserving identity infrastructure. Incode holds SOC 2 Type II certification and iBeta PAD Level 3 certification.[1][4][10][13][14][15]

Incode on the record

Sources

Incode full record

  1. [1]incode.comIncode · incode.com · undated page, accessed September 27, 2026 · Tier A
  2. [2]Interac chooses incode to strengthen identity verification in canadaIncode · incode.com · undated page, accessed September 27, 2026 · Tier A
  3. [3]AI Identity Verification Software & KYC Platform | IncodeIncode · undated page, accessed October 25, 2026 · Tier A
  4. [4]Incode Launches Agentic Identity to Verify and Secure AI Agents in the Era of Autonomous ComputingBusiness Wire · published October 27, 2025 · Tier A
  5. [5]Incode Reviews 2026: Details, Pricing, & Features | G2G2 · undated page, accessed October 25, 2026 · Tier C
  6. [6]Incode: AI-Powered Identity Verification CompanyIncode · undated page, accessed November 4, 2026 · Tier A
  7. [7]Identity Verification — IncodeIncode · undated page, accessed November 4, 2026 · Tier A
  8. [8]UI customization — IncodeIncode · undated page, accessed November 4, 2026 · Tier A
  9. [9]Advanced analytics | IncodeIncode · undated page, accessed November 4, 2026 · Tier A
  10. [10]Deepsight: Deepfake Detection & Liveness AI | IncodeIncode · undated page, accessed November 4, 2026 · Tier A
  11. [11]Products | IncodeIncode · undated page, accessed November 4, 2026 · Tier A
  12. [12]Authentication: Face Login for Returning Users | IncodeIncode · undated page, accessed November 4, 2026 · Tier A
  13. [13]On device age estimationIncode · undated page, accessed November 4, 2026 · Tier A
  14. [14]Workforce: Employee Identity Verification & KYE | IncodeIncode · undated page, accessed November 4, 2026 · Tier A
  15. [15]Agentic Identity: Verified Identity for AI Agents | IncodeIncode · undated page, accessed November 4, 2026 · Tier A
  16. [16]Incode Launches Deepsight, the World’s Most Accurate Deepfake DefenseUK Tech News · published December 2, 2025 · Tier A
  17. [17]Incode reaches iBeta Level 3 with passive selfie livenessSecurityBrief US · published March 4, 2026 · Tier A
  18. [18]Incode launches TrustGraph, the First Trust Network Built for the Agentic EraWRAL · published October 14, 2026 · Tier A

Trulioo full record

  1. [1]trulioo.comTrulioo · trulioo.com · undated page, accessed September 27, 2026 · Tier A
  2. [2]Trulioo lands strategic investment from ust globalTrulioo · trulioo.com · published August 26, 2014 · Tier A
  3. [3]Trulioo Strengthens Identity Verification for Fiserv Clients Across Global MarketsBusiness Wire · published October 1, 2026 · Tier A
  4. [4]Global Identity Verification and Risk Intelligence | TruliooTrulioo · undated page, accessed November 10, 2026 · Tier A
  5. [5]About Us | TruliooTrulioo · undated page, accessed November 10, 2026 · Tier A
  6. [6]Identity Verification - KYC | TruliooTrulioo · undated page, accessed November 10, 2026 · Tier A
  7. [7]Global Identity Verification Solutions | TruliooTrulioo · undated page, accessed November 10, 2026 · Tier A
  8. [8]Know Your Agent (KYA) | AI Agent Verification | TruliooTrulioo · undated page, accessed November 10, 2026 · Tier A
  9. [9]Privacy, Data Security and Compliance | TruliooTrulioo · undated page, accessed November 10, 2026 · Tier A
  10. [10]Trulioo Expands KYB Leadership With Launch of Credit Decisioning to Power Smarter Risk InsightsTrulioo · published November 13, 2025 · Tier A
  11. [11]Trulioo Launches AI Agent to Resolve Beneficial Ownership Where Global Registries Fall ShortTrulioo · published July 23, 2026 · Tier A
  12. [12]Trulioo Strengthens Executive Bench to Accelerate Enterprise Demand and Platform InnovationTrulioo · published March 12, 2026 · Tier A

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