CISO Tribune

Vendor comparison · 2 companies

Sift vs TransUnion

Sift sells a fraud prevention platform with automated fraud decisioning. TransUnion offers secure, on-demand access to TransUnion data and analytics. CISO Tribune files both under Fraud prevention. This page sets the two records side by side: what each sells, where it is based, who owns and funds it, the customers it names and its recent news, each fact numbered to its source.

Change the companies

Up to four companies side by side.

  • Sift
  • TransUnion
Sift vs TransUnion: Products, Customers and Funding Compared
SiftSift sells a fraud prevention platform with automated fraud decisioning.sift.comTransUnionTransUnion offers secure, on-demand access to TransUnion data and analytics.transunion.com
What it sells
  • Sift Score API[3][7]Adds external context to internally-built risk models.
  • Attack Detection Agent[3]Spots, assesses, and helps teams respond to attacks.
  • Sift Professional Services[5]Supports implementation and ongoing optimization.
  • TruValidate[1][7][8]Orchestrates identity, device and behavioral insights to help organizations interact with legitimate consumers while mitigating fraud risk.
  • TruValidate Device Risk[8]Determines the reputation of a device from device history and confirmed fraud reports, in real time.
  • TruAudience[10][11][12]Marketing and measurement built on identity resolution, data enrichment, audience targeting and analytics.
Categories
Headquarters
San Francisco, United States[2]Not stated on its pages
Founded
2011Not stated on its pages
Ownership and funding
Not stated on its pagesPublic (NYSE: TRU)[2][4][5][9]
Named customers
Not stated on its pagesNot stated on its pages
Recent news
Not stated on its pagesNot stated on its pages
G2 and Gartner Peer Insights
  • G2: listed, seen November 10, 2026[5]
  • Gartner Peer Insights: Not stated on its pages
Who it fits
Sift names internet and software businesses selling subscriptions, digital content, or in-app items, along with neobanks, cryptocurrency exchanges, NFT marketplaces, and digital wallets. Sift also addresses food and delivery merchants and online gaming operators. Sift Score API is built for data science-focused digital businesses that run their own risk models. Sift describes its platform as built for analyst-driven teams.TruValidate is aimed at organizations that interact with consumers over call center and digital channels. The fraud solutions address organizations protecting new account creation and account access. TruAudience is aimed at organizations running data-driven marketing and measurement programs. For individual consumers, TransUnion offers a free fraud alert, a credit freeze and credit dispute tools.
Last verified
September 27, 2026October 14, 2026

Where they overlap

  • Fraud prevention is the primary category of both Sift and TransUnion.

Where they differ, field by field

  • TransUnion is also filed under Identity verification.
  • Sift lists Sift Score API, Attack Detection Agent and Sift Professional Services. TransUnion lists TruValidate, TruValidate Device Risk and TruAudience.
  • Sift is headquartered in San Francisco, United States.
  • Sift was founded in 2011.
  • TransUnion is a public company listed on NYSE as TRU.

How they differ

CISO Tribune files both Sift and TransUnion under Fraud prevention as the primary category, and TransUnion also under Identity verification. Sift sells a fraud prevention platform with automated fraud decisioning, which assesses risk across signup, login, account activity, payments, and post-purchase abuse. TransUnion sells TruValidate, which orchestrates identity, device and behavioral insights, along with TruValidate Device Risk and TruAudience. TruAudience is a marketing and measurement product built on identity resolution, which Sift does not list among its offerings.

Sift is headquartered in San Francisco, United States, was founded in 2011, and Sift Science, Inc. is the company that uses the name Sift. TransUnion is a public company listed on NYSE as TRU. Sift names internet and software businesses selling subscriptions, digital content, or in-app items, along with neobanks, cryptocurrency exchanges, NFT marketplaces, and digital wallets. Sift also addresses food and delivery merchants and online gaming operators. TruValidate is aimed at organizations that interact with consumers over call center and digital channels, and TruAudience at organizations running data-driven marketing and measurement programs. TransUnion also offers individual consumers a free fraud alert, a credit freeze and credit dispute tools.

On method, Sift assesses risk using custom, industry, and global models, and its global data network processes more than 1 trillion events annually. TruValidate verifies consumer identities against global datasets and includes custom, purpose-built models that target unique or industry-specific fraud. TruValidate Device Risk determines device reputation from device history and confirmed fraud reports from a global network of fraud analysts, in real time.

What it sells: Sift

What Sift Score API does[3][7]
Sift Score API adds external context to internally-built risk models. Sift Score API is a modular fraud intelligence solution that delivers real-time risk scores derived from over 1 trillion annual events and 16,000+ fraud signals accumulated over 13 years. Sift Score API connects internally-built fraud systems to the Global Data Network, with Console access available to full-platform Sift customers.
What Sift Professional Services does[5]
Sift Professional Services supports implementation and ongoing optimization. The services range from project management and integration guidance to managed services for workflow auditing, model tuning, labeling, and strategic reviews.

What it sells: TransUnion

What TruValidate does[1][7][8]
TruValidate verifies consumer identities against global datasets to expose fraud risks. TruValidate includes custom, purpose-built models that target unique or industry-specific fraud. TruValidate applies to call center and digital channels. TruValidate assesses the risk of fraud in anonymous digital interactions.
What TruValidate Device Risk does[8]
TruValidate Device Risk determines the reputation of a device from device history and confirmed fraud reports from a global network of fraud analysts, in real time. Device Risk covers customer touchpoints where fraud risk is a concern, including account creation, application, login, change of details, payment and check out.
What TruAudience does[10][11][12]
TruAudience powers data-driven marketing and measurement with identity resolution, data enrichment, audience targeting and advanced analytics solutions. TruAudience connects data, teams and marketing platforms with a single identity graph. TruAudience lets users search, buy and activate more than 130K off-the-shelf audiences to reach consumers across media types.

Questions about Sift and TransUnion

What do Sift and TransUnion sell?
Sift sells Sift Score API, Attack Detection Agent and Sift Professional Services. TransUnion sells TruValidate, TruValidate Device Risk and TruAudience.
Are Sift and TransUnion in the same category?
Yes. Fraud prevention is the primary category of both on CISO Tribune.
Where are Sift and TransUnion headquartered?
Sift is headquartered in San Francisco, United States.
When were Sift and TransUnion founded?
Sift was founded in 2011.
Who owns Sift and TransUnion?
TransUnion is a public company listed on NYSE as TRU.
Who are Sift and TransUnion sold to?
Sift names internet and software businesses selling subscriptions, digital content, or in-app items, along with neobanks, cryptocurrency exchanges, NFT marketplaces, and digital wallets. TruValidate is aimed at organizations that interact with consumers over call center and digital channels.

About Sift

Sift sells a fraud prevention platform with automated fraud decisioning. Sift assesses risk continuously across signup, login, account activity, payments, and post-purchase abuse, and connects configurable workflows, cross-journey data, and analyst tooling into one system. Sift's platform detects and stops fraud across the entire customer journey.[1][5][6]

Sift's platform collects customer and event data, adds global intelligence, and builds digital profiles across the user journey. Sift assesses risk using custom, industry, and global models. Sift automates responses with dynamic friction and decisioning across the entire user journey. Sift's platform uses reporting, case management, and workflow analysis. Sift Professional Services supports implementation and ongoing optimization, from project management and integration guidance to managed services for workflow auditing, model tuning, labeling, and strategic reviews. Attack Detection Agent spots, assesses, and helps teams respond to attacks.[5]

Sift's global data network processes more than 1 trillion events annually. Custom models are tailored to individual customers' unique fraud patterns, Global models capture broader fraud trends, and ThreatClusters provide industry-specific insights derived from related cohorts. Sift Score API is a modular fraud intelligence solution that delivers real-time risk scores derived from over 1 trillion annual events and 16,000+ fraud signals accumulated over 13 years. Sift Score API connects internally-built fraud systems to the Global Data Network, with the same level of risk insight and Console access available to full-platform Sift customers. When an internal risk engine submits real-time data via API calls, such as IP address, email, device fingerprint, and transaction details, Sift cross-references that input against the Global Data Network.[5][7]

For payment fraud, Sift analyzes every transaction in milliseconds using global data, real fraud patterns, and expert insight. Sift offers real-time scoring in under 150 milliseconds, backed by a Global Data Network of 1 trillion+ annual events and 16,000+ risk signals. For account takeover, Sift combines patented ATO risk scoring with device, location, behavioral, and network signals to uncover suspicious logins and fraud patterns. Sift shows why a login was approved, flagged, challenged, or blocked. Built-in email and SMS verification from Sift can be branded as the customer's own. For signups, Sift uses ensemble AI and ML models that combine device fingerprinting, identity signals, and insights from Sift's Global Data Network to catch fake accounts before they convert. Sift applies built-in step-up challenges only in response to suspicious activity.[8][9][10]

Sift provides a no-code decision engine, workflow simulation, and block and accept lists that let teams test policy changes on historical traffic and launch them without a developer. Sift offers turnkey integrations with IDV, 3DS, KYC, and AML providers. Sift's console gives analysts risk summaries, network visualization, and bulk decisioning in one place. Sift Workflows run routine decisions automatically. Sift customers can deploy Payment Protection with Account Defense.[5][8][10]

For food and delivery merchants, Sift secures transactions, accounts, and loyalty programs. Sift's gaming use case detects linked accounts and stops deposit fraud, bonus abuse, and account takeover tied to cash-out. Sift protects high-value bookings from payment fraud and account takeover for travelers. Sift's platform enables internet and software businesses selling subscriptions, digital content, or in-app items to protect revenue.[6][11][13]

Sift Science, Inc. is the company that uses the name Sift.[6][12][14][15]

Sift on the record

Sources

Sift full record

  1. [1]sift.comSift · sift.com · undated page, accessed September 27, 2026 · Tier A
  2. [2]Sift science raises 30m new fundingSift · sift.com · published July 19, 2016 · Tier A
  3. [3]Fraud Prevention Platform for Digital Business | SiftSift · undated page, accessed October 28, 2026 · Tier A
  4. [4]Sift Reviews 2026: Details, Pricing, & Features | G2G2 · undated page, accessed October 28, 2026 · Tier C
  5. [5]Fraud Prevention Platform for Revenue Growth | SiftSift · undated page, accessed November 10, 2026 · Tier A
  6. [6]Fraud Prevention Solutions by Use Case & Industry | SiftSift · undated page, accessed November 10, 2026 · Tier A
  7. [7]Sift Score API | Add Fraud Risk Scores to Your ModelsSift · undated page, accessed November 10, 2026 · Tier A
  8. [8]Online Payment Fraud Prevention Solutions | SiftSift · undated page, accessed November 10, 2026 · Tier A
  9. [9]Account Takeover Prevention | Stop ATO in Real TimeSift · undated page, accessed November 10, 2026 · Tier A
  10. [10]Fake Account Creation Prevention Software | SiftSift · undated page, accessed November 10, 2026 · Tier A
  11. [11]Food Delivery Fraud Prevention: Stop Fake Orders | SiftSift · undated page, accessed November 10, 2026 · Tier A
  12. [12]Fintech Fraud Prevention for Neobanks & Payments | SiftSift · undated page, accessed November 10, 2026 · Tier A
  13. [13]SaaS & Digital Goods Fraud Prevention Software | SiftSift · undated page, accessed November 10, 2026 · Tier A
  14. [14]Legal and Compliance - SiftSift · undated page, accessed November 10, 2026 · Tier A
  15. [15]iGaming Fraud Prevention | Stop Bonus & Cash-Out AbuseSift · undated page, accessed November 10, 2026 · Tier A
  16. [16]Sift Reviews, Ratings & Features 2026 | Gartner Peer InsightsGartner Peer Insights · undated page, accessed November 10, 2026 · Tier C

TransUnion full record

  1. [1]TruValidate | TransUnionTransUnion · undated page, accessed October 14, 2026 · Tier A
  2. [2]Transunion announces earnings release date for second quarter 2026 resultsTransUnion · newsroom.transunion.com · published June 30, 2026 · Tier A
  3. [3]About usTransUnion · transunion.com · undated page, accessed October 14, 2026 · Tier A
  4. [4]Solutions | TransUnionTransUnion · undated page, accessed November 2, 2026 · Tier A
  5. [5]Signal Reviews 2026: Details, Pricing, & Features | G2G2 · undated page, accessed November 2, 2026 · Tier C
  6. [6]Credit Solutions | TransUnionTransUnion · undated page, accessed November 10, 2026 · Tier A
  7. [7]Fraud Solutions | TransUnionTransUnion · undated page, accessed November 10, 2026 · Tier A
  8. [8]Digital Insights | TransUnionTransUnion · undated page, accessed November 10, 2026 · Tier A
  9. [9]TruVision | TransUnionTransUnion · undated page, accessed November 10, 2026 · Tier A
  10. [10]TruAudience | TransUnionTransUnion · undated page, accessed November 10, 2026 · Tier A
  11. [11]Marketing Audiences | TruAudience | TransUnionTransUnion · undated page, accessed November 10, 2026 · Tier A
  12. [12]Consumer and Marketing Insights | TruAudience | TransUnionTransUnion · undated page, accessed November 10, 2026 · Tier A
  13. [13]Branded Communications | TransUnionTransUnion · undated page, accessed November 10, 2026 · Tier A
  14. [14]Free Credit Score, Report, Monitoring & Alerts | TransUnionTransUnion · undated page, accessed November 10, 2026 · Tier A

Spot a factual error? Request a correction.