CISO Tribune

Vendor comparison · 2 companies

Appgate vs Trulioo

Appgate sells ZTNA that is designed to operate at the intersection of IT and OT. Trulioo sells digital identity verification, fraud prevention, AML screening, and business risk assessment capabilities. CISO Tribune files both under Fraud prevention. This page sets the two records side by side: what each sells, where it is based, who owns and funds it, the customers it names and its recent news, each fact numbered to its source.

Change the companies

Up to four companies side by side.

  • Appgate
  • Trulioo
Appgate vs Trulioo: Products, Customers and Funding Compared
AppgateAppgate sells ZTNA that is designed to operate at the intersection of IT and OT.appgate.comTruliooTrulioo sells digital identity verification, fraud prevention, AML screening, and business risk assessment capabilities.trulioo.com
What it sells
  • AppGate ZTNA[4][9][10][13]A security platform for adaptive, identity-based access to applications and resources.
  • ZTNA for OT[4][11]Extends identity-centric Zero Trust into operational technology environments.
  • Adversary Simulation and Penetration Testing[14]A service that simulates real-world attacks under controlled conditions.
  • Business Verification[1][3][4]Checks company information, ownership, and the people behind a business to support Know Your Business (KYB) checks.
  • Fraud Prevention[4]Assesses email, phone, IP, device, and behavioral signals to identify potential fraud.
  • Business Risk Horizon[4]Combines global business verification data with research by AI agents to deliver explainable risk signals and an overall risk score.
  • Know Your Agent (KYA)[4]Links an AI agent to a verified organization through a signed digital credential.
Categories
Headquarters
Miami, United States[3]Vancouver, Canada[2]
Founded
Not stated on its pages2011[9]
Ownership and funding
Privately held[2][4][6][9]Not stated on its pages
Named customers
Not stated on its pagesNot stated on its pages
Recent news
  • March 23, 2026AppGate launched an Operational Technology ZTNA product offering, announced at the RSAC 2026 Conference.[5]
  • October 1, 2026Trulioo announced a collaboration with Fiserv to bring person and business verification capabilities to Fiserv clients for onboarding and underwriting across global markets.[3]
  • July 23, 2026Trulioo announced the UBO Discovery Agent, an AI agent extending its beneficial ownership discovery capability within its KYB verification workflow.[11]
  • March 12, 2026Trulioo appointed Chad Gerhardstein, Danielle Holbrook Dunn and Uri Zelmanovich as chief risk and strategy officer, chief transformation officer and chief financial officer.[12]
G2 and Gartner Peer Insights
  • G2: Not stated on its pages
  • Gartner Peer Insights: listed, seen October 23, 2026[6]
  • G2: Not stated on its pages
  • Gartner Peer Insights: Not stated on its pages
Who it fits
From its own pages, Appgate sells mainly to enterprises and government agencies. Its financial services material addresses banks, insurers and financial firms. Its healthcare material covers authorized clinicians, staff and partners across healthcare IT and OT systems. Appgate ZTNA can be deployed cloud-hosted, self-hosted or isolated.From its own pages, Trulioo sells to organizations that verify retail traders, corporate accounts, and beneficial owners while adapting checks to local market requirements. Trulioo describes use cases where player identity and age are verified and risk around deposits and payouts is assessed. Trulioo describes use cases that assess merchants, investigate ownership, and review business risk before onboarding. Trulioo describes use cases that verify senders across markets and screen for sanctions and other financial crime risks.
Last verified
September 27, 2026September 27, 2026

Where they overlap

  • Appgate and Trulioo are both filed under Fraud prevention.

Where they differ, field by field

  • Appgate's primary category is Zero trust network access; Trulioo's is Identity verification.
  • Appgate lists AppGate ZTNA, ZTNA for OT and Adversary Simulation and Penetration Testing. Trulioo lists Business Verification, Fraud Prevention, Business Risk Horizon and Know Your Agent (KYA).
  • Appgate is headquartered in Miami, United States. Trulioo is headquartered in Vancouver, Canada.
  • Trulioo was founded in 2011.
  • Appgate is privately held.

What it sells: Appgate

What AppGate ZTNA does[4][9][10][13]
AppGate ZTNA is a security platform that provides adaptive, identity-based access to applications and resources without exposing the network. Appgate says it enforces the principle of least privilege and continuous verification, protecting both on-prem and cloud environments. Appliances can be virtual or physical.
What ZTNA for OT does[4][11]
ZTNA for OT controls who and what can reach critical systems and governs the sessions that require deeper oversight. Vaulted credentials are injected into the session, and governed sessions are recorded from start to finish. ZTNA for OT can be deployed on premises.
What Adversary Simulation and Penetration Testing does[14]
Appgate says its team can evaluate networks, applications, wireless infrastructure, IoT devices and XaaS. Appgate says its testing combines automated tools (20%) with manual testing (80%).

What it sells: Trulioo

What Business Verification does[1][3][4]
Trulioo business verification checks company information, uncovers ownership, and checks the people behind a business to support Know Your Business (KYB) checks. The checks also inform risk assessments.
What Fraud Prevention does[4]
Trulioo assesses email, phone, IP, device, and behavioral signals to identify potential fraud. The signals are used to determine when closer review is needed.
What Business Risk Horizon does[4]
Business Risk Horizon combines global business verification data with research by AI agents to deliver explainable risk signals and an overall risk score. Business Risk Horizon brings multiple risk signals into an overall business risk score, supported by five domain scores and underlying signals.

Questions about Appgate and Trulioo

What do Appgate and Trulioo sell?
Appgate sells AppGate ZTNA, ZTNA for OT and Adversary Simulation and Penetration Testing. Trulioo sells Business Verification, Fraud Prevention, Business Risk Horizon and Know Your Agent (KYA).
Are Appgate and Trulioo in the same category?
They share Fraud prevention. Appgate's primary category is Zero trust network access and Trulioo's is Identity verification.
Where are Appgate and Trulioo headquartered?
Appgate is headquartered in Miami, United States. Trulioo is headquartered in Vancouver, Canada.
When were Appgate and Trulioo founded?
Trulioo was founded in 2011.
Who owns Appgate and Trulioo?
Appgate is privately held.
Who are Appgate and Trulioo sold to?
From its own pages, Appgate sells mainly to enterprises and government agencies. From its own pages, Trulioo sells to organizations that verify retail traders, corporate accounts, and beneficial owners while adapting checks to local market requirements.
What have Appgate and Trulioo announced recently?
March 23, 2026: AppGate launched an Operational Technology ZTNA product offering, announced at the RSAC 2026 Conference. October 1, 2026: Trulioo announced a collaboration with Fiserv to bring person and business verification capabilities to Fiserv clients for onboarding and underwriting across global markets.

About Appgate

Appgate sells ZTNA that is designed to operate at the intersection of IT and OT. Appgate says it safeguards enterprises and government agencies worldwide. Appgate describes Zero Trust Network Access, or ZTNA, as replacing implicit trust with continuous verification, with every access request evaluated on identity, device posture and risk. Appgate cloaks sensitive assets, supports IPv4 and IPv6 traffic, and works alongside industrial control systems that route legacy protocols.[1][7][8]

Appgate describes direct-routed ZTNA as a deployment model where traffic from users or devices is routed directly to the protected applications without passing through a centralized cloud proxy. Appgate says its ZTNA does not require a public cloud and can operate entirely on-premises or in hybrid environments. Appgate says its ZTNA can be fully deployed on-premises, including all controllers and gateways. Appgate says its ZTNA does not require a full mesh, and its direct-routed architecture supports hub-and-spoke or hybrid topologies. Appgate says traffic can continue to flow through alternate gateways if one fails.[11]

The core component of Appgate ZTNA is the appliance, and appliances can be virtual or physical. The Appgate ZTNA Controller acts as the policy engine and policy decision point. The Appgate ZTNA Gateway acts as the policy enforcement point and controls the flow of access to protected resources. Appgate says all appliances are delivered as a virtual machine at no cost and are alternatively available as a physical device for an additional charge. Appgate uses single packet authorization to make internet-facing resources invisible to unauthorized users. Appgate ZTNA uses mTLS FIPS 140-3 compliant encryption on every connection to an authorized gateway.[10]

Appgate says its ZTNA can be cloud-hosted, self-hosted or isolated. In the cloud-hosted model, the controller is hosted in the Zero Trust platform cloud environment, while other appliances remain hosted in the customer's controlled environment. In the self-hosted model, all Appgate ZTNA appliances are deployed in the customer's controlled environment and connected to the Zero Trust platform for value-add services.[10]

Appgate says ZTNA for OT extends identity-centric Zero Trust into operational technology environments and controls who and what can reach critical systems. ZTNA for OT secures access for the employees, vendors and OEMs who keep critical systems running. For sessions that need deeper oversight, Appgate brokers the connection instead of only authorizing it at the front end. Vaulted credentials are injected into the session, so users reach approved systems without seeing, holding or sharing the credentials. Governed sessions are recorded from start to finish, and a supervisor can end an in-flight session and capture a reason for the action. Appgate says ZTNA for OT can be deployed on premises.[11]

Appgate customers install a Linux Headless Client on servers, VMs or Kubernetes nodes running AI agents. Appgate offers a Kubernetes injector that automatically provisions ZTNA enforcement at the pod level.[12]

Appgate says its professional services team supports onboarding for AppGate ZTNA customers. Core deployment includes support for initial installation, access configuration and user acceptance testing for AppGate ZTNA production rollout. Stand-alone or add-on services can be procured, and custom services can replace or enhance standard implementation. Appgate's Adversary Simulation and Penetration Testing Service simulates sophisticated, real-world attacks under controlled conditions. Appgate says its testing combines automated tools (20%) with manual testing (80%), and that its team has a 20+ year history and thousands of tests conducted. Appgate says the service can test a security environment to verify compliance with regulatory standards like PCI-DSS, HIPAA, or GDPR.[13][14]

Appgate describes VPN replacement as secure access for users to business-critical applications and services, anywhere, without exposing the network. Appgate says AppGate ZTNA can operate alongside existing VPN infrastructure during migration. Appgate says ZTNA replaces broad VPN tunnels with time-bound, least-privilege entitlements enforced through its controller-based policy engine. Appgate offers a Zero Trust solution built to secure complex healthcare networks, safeguard legacy devices, and support uninterrupted, compliant care. Appgate says its ZTNA secures access to complex financial ecosystems, including customer data, trading platforms and payment networks. Appgate says its energy offering enforces least-privilege access policies across smart grids and decentralized networks to simplify adherence to NERC CIP. Appgate says its healthcare offering enforces least-privilege access policies across hospitals, imaging systems, and telehealth networks to simplify adherence to HIPAA and HITECH. Appgate says its financial services offering enforces least-privilege policies across hybrid environments to simplify adherence to PCI DSS, FFIEC, GLBA and GDPR.[1][8][12][14][15][16][17]

Appgate on the record

Sources

Appgate full record

  1. [1]appgate.comAppgate · appgate.com · undated page, accessed September 27, 2026 · Tier A
  2. [2]Appgate completes recapitalization embarks on next phase of growthAppgate · appgate.com · published July 3, 2024 · Tier A
  3. [3]Appgate a Leading Cybersecurity Company to Merge With Public Company Newtown Lane MarketingAppgate via Business Wire · businesswire.com · published February 9, 2021 · Tier A
  4. [4]Zero Trust Network Access (ZTNA) Platform | AppGateAppGate · undated page, accessed October 23, 2026 · Tier A
  5. [5]AppGate Launches Secure Remote Access for Industrial OT, Expanding Zero Trust PortfolioBusiness Wire · published March 23, 2026 · Tier A
  6. [6]Appgate Reviews, Ratings & Features 2026 | Gartner Peer InsightsGartner Peer Insights · undated page, accessed October 23, 2026 · Tier C
  7. [7]Manufacturing | AppGateAppgate · undated page, accessed November 5, 2026 · Tier A
  8. [8]Financial Services | AppGateAppgate · undated page, accessed November 5, 2026 · Tier A
  9. [9]ZTNA FAQ: Architecture, VPN Migration and Security | AppGateAppgate · undated page, accessed November 5, 2026 · Tier A
  10. [10]How AppGate ZTNA Works | Zero Trust Network Access (ZTNA) | AppGateAppgate · undated page, accessed November 5, 2026 · Tier A
  11. [11]Zero Trust Network Access (ZTNA) for OT | AppGateAppgate · undated page, accessed November 5, 2026 · Tier A
  12. [12]Agentic AI Security: Zero Trust for AI Agents | AppGateAppgate · undated page, accessed November 5, 2026 · Tier A
  13. [13]AppGate ZTNA Professional Services | AppGateAppgate · undated page, accessed November 5, 2026 · Tier A
  14. [14]Adversary Simulation and Penetration Testing | AppGateAppgate · undated page, accessed November 5, 2026 · Tier A
  15. [15]VPN Replacement: Secure Remote Access with ZTNA | AppGateAppgate · undated page, accessed November 5, 2026 · Tier A
  16. [16]Healthcare | AppGateAppgate · undated page, accessed November 5, 2026 · Tier A
  17. [17]Energy Industry | AppGateAppgate · undated page, accessed November 5, 2026 · Tier A

Trulioo full record

  1. [1]trulioo.comTrulioo · trulioo.com · undated page, accessed September 27, 2026 · Tier A
  2. [2]Trulioo lands strategic investment from ust globalTrulioo · trulioo.com · published August 26, 2014 · Tier A
  3. [3]Trulioo Strengthens Identity Verification for Fiserv Clients Across Global MarketsBusiness Wire · published October 1, 2026 · Tier A
  4. [4]Global Identity Verification and Risk Intelligence | TruliooTrulioo · undated page, accessed November 10, 2026 · Tier A
  5. [5]About Us | TruliooTrulioo · undated page, accessed November 10, 2026 · Tier A
  6. [6]Identity Verification - KYC | TruliooTrulioo · undated page, accessed November 10, 2026 · Tier A
  7. [7]Global Identity Verification Solutions | TruliooTrulioo · undated page, accessed November 10, 2026 · Tier A
  8. [8]Know Your Agent (KYA) | AI Agent Verification | TruliooTrulioo · undated page, accessed November 10, 2026 · Tier A
  9. [9]Privacy, Data Security and Compliance | TruliooTrulioo · undated page, accessed November 10, 2026 · Tier A
  10. [10]Trulioo Expands KYB Leadership With Launch of Credit Decisioning to Power Smarter Risk InsightsTrulioo · published November 13, 2025 · Tier A
  11. [11]Trulioo Launches AI Agent to Resolve Beneficial Ownership Where Global Registries Fall ShortTrulioo · published July 23, 2026 · Tier A
  12. [12]Trulioo Strengthens Executive Bench to Accelerate Enterprise Demand and Platform InnovationTrulioo · published March 12, 2026 · Tier A

Spot a factual error? Request a correction.