CISO Tribune

Vendor comparison · 2 companies

Transmit Security vs Trulioo

Transmit Security states that customer facing applications are no longer accessed by just people, and that AI agents now discover, compare, automate, purchase, support customers and attack businesses. Trulioo sells digital identity verification, fraud prevention, AML screening, and business risk assessment capabilities. CISO Tribune files both under Fraud prevention and Identity verification. This page sets the two records side by side: what each sells, where it is based, who owns and funds it, the customers it names and its recent news, each fact numbered to its source.

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  • Transmit Security
  • Trulioo
Transmit Security vs Trulioo: Products, Customers and Funding Compared
Transmit SecurityTransmit Security states that customer facing applications are no longer accessed by just people, and that AI agents now discover, compare, automate, purchase, support customers and attack businesses.transmitsecurity.comTruliooTrulioo sells digital identity verification, fraud prevention, AML screening, and business risk assessment capabilities.trulioo.com
What it sells
  • Authentication[4][7]Mosaic supports multifactor authentication options including OTP, passkeys and mobile biometrics.
  • Identity Verification[1][3][4][5][6][7]Mosaic scans and validates government-issued IDs and confirms document ownership.
  • Agent Intelligence[1][3]Agent Intelligence handles a new class of traffic in three moves: see it, understand it and control it.
  • Business Verification[1][3][4]Checks company information, ownership, and the people behind a business to support Know Your Business (KYB) checks.
  • Fraud Prevention[4]Assesses email, phone, IP, device, and behavioral signals to identify potential fraud.
  • Business Risk Horizon[4]Combines global business verification data with research by AI agents to deliver explainable risk signals and an overall risk score.
  • Know Your Agent (KYA)[4]Links an AI agent to a verified organization through a signed digital credential.
Categories
Headquarters
Not stated on its pagesVancouver, Canada[2]
Founded
2014[2]2011[9]
Ownership and funding
Not stated on its pagesNot stated on its pages
Named customers
Not stated on its pagesNot stated on its pages
Recent news
Not stated on its pages
  • October 1, 2026Trulioo announced a collaboration with Fiserv to bring person and business verification capabilities to Fiserv clients for onboarding and underwriting across global markets.[3]
  • July 23, 2026Trulioo announced the UBO Discovery Agent, an AI agent extending its beneficial ownership discovery capability within its KYB verification workflow.[11]
  • March 12, 2026Trulioo appointed Chad Gerhardstein, Danielle Holbrook Dunn and Uri Zelmanovich as chief risk and strategy officer, chief transformation officer and chief financial officer.[12]
G2 and Gartner Peer Insights
  • G2: Not stated on its pages
  • Gartner Peer Insights: Not stated on its pages
  • G2: Not stated on its pages
  • Gartner Peer Insights: Not stated on its pages
Who it fits
Mosaic is designed for both B2C and B2B use cases. Mosaic is tailored to high-security industries such as finance, healthcare and government. Mosaic for B2C Identity is designed to deliver secure access for consumers. Deployment can be in Transmit Security's cloud or self-hosted at the customer's cloud provider.From its own pages, Trulioo sells to organizations that verify retail traders, corporate accounts, and beneficial owners while adapting checks to local market requirements. Trulioo describes use cases where player identity and age are verified and risk around deposits and payouts is assessed. Trulioo describes use cases that assess merchants, investigate ownership, and review business risk before onboarding. Trulioo describes use cases that verify senders across markets and screen for sanctions and other financial crime risks.
Last verified
November 8, 2026September 27, 2026

Where they overlap

  • Transmit Security and Trulioo are both filed under Fraud prevention and Identity verification.

Where they differ, field by field

  • Transmit Security's primary category is Customer identity and access management; Trulioo's is Identity verification.
  • Transmit Security is also filed under Identity threat detection and response.
  • Transmit Security lists Authentication, Identity Verification and Agent Intelligence. Trulioo lists Business Verification, Fraud Prevention, Business Risk Horizon and Know Your Agent (KYA).
  • Trulioo is headquartered in Vancouver, Canada.
  • Transmit Security was founded in 2014. Trulioo was founded in 2011.

What it sells: Transmit Security

What Authentication does[4][7]
Mosaic supports multifactor authentication options including OTP, passkeys, mobile biometrics, magic links and social login. Mosaic adjusts MFA challenges based on user behavior and risk signals. Mosaic supports passwordless authentication with passkeys.
What Identity Verification does[1][3][4][5][6][7]
Mosaic includes identity verification built to detect account opening and onboarding fraud. In identity verification, AI and ML analyze 150+ features like biometrics, NFC, MRZ and barcodes. A guided process allows users to snap a selfie and ID photos. Identity verification covers digital KYC, in-person identity verification and deepfake detection.

What it sells: Trulioo

What Business Verification does[1][3][4]
Trulioo business verification checks company information, uncovers ownership, and checks the people behind a business to support Know Your Business (KYB) checks. The checks also inform risk assessments.
What Fraud Prevention does[4]
Trulioo assesses email, phone, IP, device, and behavioral signals to identify potential fraud. The signals are used to determine when closer review is needed.
What Business Risk Horizon does[4]
Business Risk Horizon combines global business verification data with research by AI agents to deliver explainable risk signals and an overall risk score. Business Risk Horizon brings multiple risk signals into an overall business risk score, supported by five domain scores and underlying signals.

Questions about Transmit Security and Trulioo

What do Transmit Security and Trulioo sell?
Transmit Security sells Authentication, Identity Verification and Agent Intelligence. Trulioo sells Business Verification, Fraud Prevention, Business Risk Horizon and Know Your Agent (KYA).
Are Transmit Security and Trulioo in the same category?
They share Fraud prevention and Identity verification. Transmit Security's primary category is Customer identity and access management and Trulioo's is Identity verification.
Where are Transmit Security and Trulioo headquartered?
Trulioo is headquartered in Vancouver, Canada.
When were Transmit Security and Trulioo founded?
Transmit Security was founded in 2014. Trulioo was founded in 2011.
Who are Transmit Security and Trulioo sold to?
Mosaic is designed for both B2C and B2B use cases. From its own pages, Trulioo sells to organizations that verify retail traders, corporate accounts, and beneficial owners while adapting checks to local market requirements.
What have Transmit Security and Trulioo announced recently?
October 1, 2026: Trulioo announced a collaboration with Fiserv to bring person and business verification capabilities to Fiserv clients for onboarding and underwriting across global markets.

About Transmit Security

Transmit Security states that customer facing applications are no longer accessed by just people, and that AI agents now discover, compare, automate, purchase, support customers and attack businesses. Agent Intelligence handles a new class of traffic in three moves: see it, understand it and control it.[3]

Mosaic is a microservices-based CIAM platform designed for both B2C and B2B use cases. Mosaic is built from the ground up for orchestration and AI. Mosaic supports multifactor authentication options including OTP, passkeys, mobile biometrics, magic links and social login. Mosaic covers customer onboarding, lifecycle journeys, progressive profiling, consent and self-service experiences. Customer journeys such as registration, login or payments are designed with drag-and-drop tools and natural language prompts, while AI handles security, integrations, deployment and testing. A policy engine correlates data across services and delivers real-time, context-aware risk and trust decisions. Hundreds of templates cover customer journeys for account opening, login, omnichannel, payments and more.[4][5][7]

Mosaic includes identity verification built to detect account opening and onboarding fraud, and it scans and validates government-issued IDs and confirms document ownership. In identity verification, AI and ML analyze 150+ features like biometrics, NFC, MRZ and barcodes. A guided process allows users to snap a selfie and ID photos. Identity verification covers digital KYC, in-person identity verification and deepfake detection, with document scanning, biometric validation and real-time fraud detection.[4][5][6][7]

Mosaic covers account takeover by detecting and preventing unauthorized access to user accounts with behavioral analysis and anomaly detection. Mosaic addresses new account fraud by blocking fraudulent accounts before they enter an ecosystem, using real-time identity verification and fraud signals. Mosaic identifies and blocks malicious bot activity using behavior analysis and device fingerprinting. Mosaic mitigates scam attempts by detecting unusual user behaviors and suspicious transactions, and gives users real-time education and protection during interactions. Mosaic centralizes fraud prevention with configurable workflows tailored to specific threats, and orchestrates detection, escalation and response strategies.[6]

Mosaic for B2C Identity is designed to deliver secure access for consumers. Mosaic supports SSO and federation to give users a unified login experience across services and platforms. Mosaic adjusts MFA challenges based on user behavior and risk signals. Mosaic unifies fragmented identity systems into a single CIAM platform and provides real-time directory synchronization. Mosaic supports transaction signing with cryptographically signed approvals for high-value transactions. Mosaic verifies devices and enables secure access for anonymous users. Mosaic is tailored to high-security industries such as finance, healthcare and government.[7]

Transmit Security's platform is powered by GenAI experiences for data analytics, user journey creation, fraud investigation and platform administration. Transmit Security's platform provides business workflow automation for identity and fraud operations, powered by an integration hub. Transmit Security's platform offers a variety of deployment options for identity infrastructure and architecture, and for security considerations and policies. Transmit Security's platform runs active-active across multiple clouds, simultaneously in GCP, AWS and Azure, and can be operated in Transmit Security's cloud or self-hosted at a customer's cloud provider. Identity Fusion provides a unified development and operational environment for all stakeholders.[3][4][6][8]

Transmit Security on the record

Sources

Transmit Security full record

  1. [1]transmitsecurity.comTransmit Security · transmitsecurity.com · undated page, accessed November 8, 2026 · Tier A
  2. [2]AboutTransmit Security · transmitsecurity.com · undated page, accessed November 8, 2026 · Tier A
  3. [3]Transmit Security - Customer Identity and Access Management (CIAM) and fraud prevention Leader.Transmit Security · undated page, accessed November 10, 2026 · Tier A
  4. [4]Platform | Transmit SecurityTransmit Security · undated page, accessed November 10, 2026 · Tier A
  5. [5]Core services | Transmit SecurityTransmit Security · undated page, accessed November 10, 2026 · Tier A
  6. [6]Fraud Prevention | Transmit SecurityTransmit Security · undated page, accessed November 10, 2026 · Tier A
  7. [7]Transform Consumer Experiences with Secure, Seamless Access | Transmit SecurityTransmit Security · undated page, accessed November 10, 2026 · Tier A
  8. [8]This Month in Cyber & Identity Security | Transmit SecurityTransmit Security · undated page, accessed November 10, 2026 · Tier A

Trulioo full record

  1. [1]trulioo.comTrulioo · trulioo.com · undated page, accessed September 27, 2026 · Tier A
  2. [2]Trulioo lands strategic investment from ust globalTrulioo · trulioo.com · published August 26, 2014 · Tier A
  3. [3]Trulioo Strengthens Identity Verification for Fiserv Clients Across Global MarketsBusiness Wire · published October 1, 2026 · Tier A
  4. [4]Global Identity Verification and Risk Intelligence | TruliooTrulioo · undated page, accessed November 10, 2026 · Tier A
  5. [5]About Us | TruliooTrulioo · undated page, accessed November 10, 2026 · Tier A
  6. [6]Identity Verification - KYC | TruliooTrulioo · undated page, accessed November 10, 2026 · Tier A
  7. [7]Global Identity Verification Solutions | TruliooTrulioo · undated page, accessed November 10, 2026 · Tier A
  8. [8]Know Your Agent (KYA) | AI Agent Verification | TruliooTrulioo · undated page, accessed November 10, 2026 · Tier A
  9. [9]Privacy, Data Security and Compliance | TruliooTrulioo · undated page, accessed November 10, 2026 · Tier A
  10. [10]Trulioo Expands KYB Leadership With Launch of Credit Decisioning to Power Smarter Risk InsightsTrulioo · published November 13, 2025 · Tier A
  11. [11]Trulioo Launches AI Agent to Resolve Beneficial Ownership Where Global Registries Fall ShortTrulioo · published July 23, 2026 · Tier A
  12. [12]Trulioo Strengthens Executive Bench to Accelerate Enterprise Demand and Platform InnovationTrulioo · published March 12, 2026 · Tier A

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