CISO Tribune

Vendor comparison · 2 companies

1Kosmos vs TransUnion

1Kosmos sells a platform that combines identity verification and passwordless authentication, organized around KYC, KYE, and KYA use cases. TransUnion offers secure, on-demand access to TransUnion data and analytics. CISO Tribune files both under Identity verification. This page sets the two records side by side: what each sells, where it is based, who owns and funds it, the customers it names and its recent news, each fact numbered to its source.

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  • 1Kosmos
  • TransUnion
1Kosmos vs TransUnion: Products, Customers and Funding Compared
1Kosmos1Kosmos sells a platform that combines identity verification and passwordless authentication, organized around KYC, KYE, and KYA use cases.1kosmos.comTransUnionTransUnion offers secure, on-demand access to TransUnion data and analytics.transunion.com
What it sells
  • Passwordless Authentication[3][5]Passwordless sign-in with LiveID, 1Key, and FIDO2.
  • 1Key[3][7]A biometric device for shared desktops.
  • 1Kosmos Workforce[6]Workforce identity verification and access across the KYE journey.
  • TruValidate[1][7][8]Orchestrates identity, device and behavioral insights to help organizations interact with legitimate consumers while mitigating fraud risk.
  • TruValidate Device Risk[8]Determines the reputation of a device from device history and confirmed fraud reports, in real time.
  • TruAudience[10][11][12]Marketing and measurement built on identity resolution, data enrichment, audience targeting and analytics.
Categories
Headquarters
Iselin, New Jersey, USA[1]Not stated on its pages
Founded
Not stated on its pagesNot stated on its pages
Ownership and funding
Privately held[5]Public (NYSE: TRU)[2][4][5][9]
Named customers
Not stated on its pagesNot stated on its pages
Recent news
Not stated on its pagesNot stated on its pages
G2 and Gartner Peer Insights
  • G2: Not stated on its pages
  • Gartner Peer Insights: Not stated on its pages
  • G2: listed, seen November 10, 2026[5]
  • Gartner Peer Insights: Not stated on its pages
Who it fits
For agents on shared workstations, 1Kosmos ties logins to real-world identities. In higher education, 1Kosmos addresses students, faculty, staff, and alumni. In retail, 1Kosmos addresses store associates, fulfillment workers, and office staff using shared POS terminals and workstations. 1Kosmos Partner Advantage is aimed at firms that integrate, resell, manage, or outsource services.TruValidate is aimed at organizations that interact with consumers over call center and digital channels. The fraud solutions address organizations protecting new account creation and account access. TruAudience is aimed at organizations running data-driven marketing and measurement programs. For individual consumers, TransUnion offers a free fraud alert, a credit freeze and credit dispute tools.
Last verified
November 2, 2026October 14, 2026

Where they overlap

  • 1Kosmos and TransUnion are both filed under Identity verification.

Where they differ, field by field

  • 1Kosmos's primary category is Identity verification; TransUnion's is Fraud prevention.
  • 1Kosmos is also filed under Passwordless authentication and authenticators and Customer identity and access management.
  • 1Kosmos lists Passwordless Authentication, 1Key and 1Kosmos Workforce. TransUnion lists TruValidate, TruValidate Device Risk and TruAudience.
  • 1Kosmos is headquartered in Iselin, New Jersey, USA.
  • 1Kosmos is privately held. TransUnion is a public company listed on NYSE as TRU.

What it sells: 1Kosmos

What Passwordless Authentication does[3][5]
1Kosmos passwordless authentication offers LiveID, 1Key, and FIDO2 sign-in built on the same verified identity, with support for legacy MFA, PIV, and RADIUS. Phishing-resistant MFA options include LiveID biometrics, passkeys, FIDO2, and device biometrics. Passwordless Authentication can coexist with current authenticators while users transition at their own pace.
What 1Key does[3][7]
The 1Kosmos 1Key is a biometric device that stays with each shared desktop and lets every shift authenticate to Windows, VPN, and apps without personal tokens or passwords. 1Key includes biometric and touch security keys for individual users.
What 1Kosmos Workforce does[6]
1Kosmos Workforce turns on only what each stage of the KYE journey requires, and the Intelligence Layer monitors risk across all of them. 1Kosmos verifies new hires and contractors with IAL2-compliant identity proofing before any account is provisioned.

What it sells: TransUnion

What TruValidate does[1][7][8]
TruValidate verifies consumer identities against global datasets to expose fraud risks. TruValidate includes custom, purpose-built models that target unique or industry-specific fraud. TruValidate applies to call center and digital channels. TruValidate assesses the risk of fraud in anonymous digital interactions.
What TruValidate Device Risk does[8]
TruValidate Device Risk determines the reputation of a device from device history and confirmed fraud reports from a global network of fraud analysts, in real time. Device Risk covers customer touchpoints where fraud risk is a concern, including account creation, application, login, change of details, payment and check out.
What TruAudience does[10][11][12]
TruAudience powers data-driven marketing and measurement with identity resolution, data enrichment, audience targeting and advanced analytics solutions. TruAudience connects data, teams and marketing platforms with a single identity graph. TruAudience lets users search, buy and activate more than 130K off-the-shelf audiences to reach consumers across media types.

Questions about 1Kosmos and TransUnion

What do 1Kosmos and TransUnion sell?
1Kosmos sells Passwordless Authentication, 1Key and 1Kosmos Workforce. TransUnion sells TruValidate, TruValidate Device Risk and TruAudience.
Are 1Kosmos and TransUnion in the same category?
They share Identity verification. 1Kosmos's primary category is Identity verification and TransUnion's is Fraud prevention.
Where are 1Kosmos and TransUnion headquartered?
1Kosmos is headquartered in Iselin, New Jersey, USA.
Who owns 1Kosmos and TransUnion?
1Kosmos is privately held. TransUnion is a public company listed on NYSE as TRU.
Who are 1Kosmos and TransUnion sold to?
For agents on shared workstations, 1Kosmos ties logins to real-world identities. TruValidate is aimed at organizations that interact with consumers over call center and digital channels.

About 1Kosmos

1Kosmos sells a platform that combines identity verification and passwordless authentication, organized around KYC, KYE, and KYA use cases. On the 1Kosmos platform, a user proves their identity once and reuses it across onboarding, login, account recovery, and high-risk transaction step-up. 1Kosmos says that unverified people create fraud risk and that unauthenticated agents create liability. The 1Kosmos platform adds its control to existing identity infrastructure and gives employees, customers, citizens, and AI agents a reusable, passwordless identity across onboarding, access, recovery, and step-up verification.[2][3][4]

1Kosmos identity verification uses document and biometric proofing with liveness detection, certified to NIST 800-63-3 IAL2, with IAL3 step-up. 1Kosmos passwordless authentication offers LiveID, 1Key, and FIDO2 sign-in built on the same verified identity, with support for legacy MFA, PIV, and RADIUS. 1Kosmos offers phishing-resistant MFA options including LiveID biometrics, passkeys, FIDO2, and device biometrics. The 1Kosmos reusable identity wallet is cryptographically protected and user-controlled, stores no PII, and requires the user's consent for every use. 1Kosmos feeds verified identity into the systems its customers already run, with more than 150 pre-built connectors. 1Kosmos integrates with Okta, Microsoft, Ping, Zscaler, and more.[3]

1Kosmos Workforce turns on only what each stage of the KYE journey requires, and the Intelligence Layer monitors risk across all of them. For new hire screening, 1Kosmos verifies new hires and contractors with IAL2-compliant identity proofing before any account is provisioned. In the workforce flow, a government ID is matched to the same face, and US work eligibility is confirmed against that identity. 1Kosmos binds the verified identity to the HR record and directory account before access is granted. New hires sign in passwordless with LiveID or phrase + PIN, and no initial password is ever sent. 1Kosmos help desk verification replaces agent judgment with a government ID check and a live biometric match that returns pass/fail. 1Kosmos confirms a verified identity before agents or self-service portals reset passwords, MFA, or profiles. For frontline workers, 1Kosmos secures shared workstations without passwords, personal tokens, or smartphones.[6]

The 1Kosmos 1Key is a biometric device that stays with each shared desktop and lets every shift authenticate to Windows, VPN, and apps without personal tokens or passwords. 1Key includes biometric and touch security keys for individual users. 1Kosmos reverifies agents automatically when roles or risk change. 1Kosmos identity verification enables reverification at critical moments. 1Kosmos prompts additional verification when risk escalates during high-value returns, account changes, or contractor access, without restarting the full identity journey. 1Kosmos steps up security when risk increases during high-value transactions, account recovery, or access from new devices.[7][8][9]

1Kosmos is a Kantara certified credential service provider delivering NIST IAL2 identity proofing and AAL2 authentication for healthcare workflows. 1Kosmos proofs patients, prescribers, staff, and partners at IAL2 and provisions accounts with a reusable verified identity. 1Kosmos lets clinicians access EHRs, e-prescribing tools and clinical apps with a quick biometric sign-in that replaces passwords. In higher education, 1Kosmos verifies students, faculty, staff, and alumni remotely with document and biometric checks and binds each verified identity to campus accounts and trusted devices. 1Kosmos replaces passwords with biometric login anchored to a verified identity, working alongside existing SSO and MFA.[10][11]

For public sector agencies, 1Kosmos provides IAL2 identity proofing, remote caller verification, and a reusable wallet. 1Kosmos issues digital identity wallets to public sector users who do not have PIV/CACs but still need system access. 1Kosmos verifies residents with full IAL2 proofing made up of document verification, AAMVA lookup, identity database checks, and biometric face match. 1Kosmos digital identity wallets are stored in a private and permissioned distributed ledger. At account opening, 1Kosmos applies document verification, liveness detection, and real-time government checks against synthetic IDs and deepfakes. In retail, 1Kosmos lets store associates, fulfillment workers, and office staff access shared POS terminals and workstations using badges or biometrics instead of passwords. 1Kosmos automatically syncs employee access with HRIS and PACS. In manufacturing, 1Kosmos replaces shared passwords with biometric sign-in so every operator has their own verified identity.[8][9][12]

1Kosmos platform credentials include FedRAMP High, DoD IL4/IL5, NIST 800-63-3 AAL2/IAL2, iBeta PAD Level 2, FIDO2, and SOC 2 Type 2. 1Kosmos is backed by SOC 2 Type II, ISO 27001, and FedRAMP High. 1Kosmos states that it never sells, shares, or repurposes user data. 1Kosmos Partner Advantage fits firms that run a delivery practice, whether they integrate, resell, manage, or outsource services.[3][4][7][10][12][13]

1Kosmos on the record

Sources

1Kosmos full record

  1. [1]1kosmos secures 57m in series b funding1Kosmos · 1kosmos.com · published August 12, 2025 · Tier A
  2. [2]1kosmos.com1Kosmos · 1kosmos.com · undated page, accessed November 2, 2026 · Tier A
  3. [3]Become a partner | 1Kosmos partners1Kosmos · undated page, accessed November 10, 2026 · Tier A
  4. [4]Identity Verification & Passwordless Solutions | 1Kosmos1Kosmos · undated page, accessed November 10, 2026 · Tier A
  5. [5]Public Sector Solutions | CSP for Public Agencies1Kosmos · undated page, accessed November 10, 2026 · Tier A
  6. [6]Workforce Identity & Know Your Employee (KYE) | 1Kosmos1Kosmos · undated page, accessed November 10, 2026 · Tier A
  7. [7]BPO Identity Solutions | Passwordless Access by 1Kosmos1Kosmos · undated page, accessed November 10, 2026 · Tier A
  8. [8]Retail Identity Solutions | 1Kosmos1Kosmos · undated page, accessed November 10, 2026 · Tier A
  9. [9]Risk Management Solutions for Banks & Fintech | 1Kosmos1Kosmos · undated page, accessed November 10, 2026 · Tier A
  10. [10]Healthcare Identity Verification | 1Kosmos1Kosmos · undated page, accessed November 10, 2026 · Tier A
  11. [11]Identity Verification Solutions for Higher Education | 1Kosmos1Kosmos · undated page, accessed November 10, 2026 · Tier A
  12. [12]Digital Identity for Manufacturing | 1Kosmos1Kosmos · undated page, accessed November 10, 2026 · Tier A
  13. [13]Product Use Cases | 1Kosmos1Kosmos · undated page, accessed November 10, 2026 · Tier A

TransUnion full record

  1. [1]TruValidate | TransUnionTransUnion · undated page, accessed October 14, 2026 · Tier A
  2. [2]Transunion announces earnings release date for second quarter 2026 resultsTransUnion · newsroom.transunion.com · published June 30, 2026 · Tier A
  3. [3]About usTransUnion · transunion.com · undated page, accessed October 14, 2026 · Tier A
  4. [4]Solutions | TransUnionTransUnion · undated page, accessed November 2, 2026 · Tier A
  5. [5]Signal Reviews 2026: Details, Pricing, & Features | G2G2 · undated page, accessed November 2, 2026 · Tier C
  6. [6]Credit Solutions | TransUnionTransUnion · undated page, accessed November 10, 2026 · Tier A
  7. [7]Fraud Solutions | TransUnionTransUnion · undated page, accessed November 10, 2026 · Tier A
  8. [8]Digital Insights | TransUnionTransUnion · undated page, accessed November 10, 2026 · Tier A
  9. [9]TruVision | TransUnionTransUnion · undated page, accessed November 10, 2026 · Tier A
  10. [10]TruAudience | TransUnionTransUnion · undated page, accessed November 10, 2026 · Tier A
  11. [11]Marketing Audiences | TruAudience | TransUnionTransUnion · undated page, accessed November 10, 2026 · Tier A
  12. [12]Consumer and Marketing Insights | TruAudience | TransUnionTransUnion · undated page, accessed November 10, 2026 · Tier A
  13. [13]Branded Communications | TransUnionTransUnion · undated page, accessed November 10, 2026 · Tier A
  14. [14]Free Credit Score, Report, Monitoring & Alerts | TransUnionTransUnion · undated page, accessed November 10, 2026 · Tier A

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