Arkose Labs vs Jumio

About Jumio

Jumio sells identity intelligence solutions that use biometrics and AI to establish and maintain trust from onboarding throughout the entire customer lifecycle. Jumio says it delivers continuous, contextual, and intelligent identity insights throughout the customer lifecycle. Jumio says its network of 30M+ identities reveals patterns others can’t see.^[4]

Jumio connects signals across events, time, and customers through the Jumio Identity Graph. Jumio offers pre-vetted identity profiles across the Jumio Identity Graph to determine user reputation. selfie.DONE™ instantly recognizes trusted, enrolled users with just a selfie, and is powered by the Jumio Identity Graph. Jumio says early deployments in Brazil show 60% of users performed these fast-lane verifications, driving a 20% lift in completion rates.^[5]

Jumio verifies more than 5,000 physical and digital ID document types across 200 countries and territories. Jumio accepts digital IDs, mobile driver’s licenses and digital wallet credentials from across the globe. Jumio’s Selfie Verification uses AI and advanced face-based biometrics to analyze facial features and ensure they match the image on the submitted ID document and that the person is real and present. Jumio Go delivers real-time, fully automated identity verifications powered exclusively by AI and machine learning.^[6][7][8]

Jumio says risk signals combine metrics into a single risk score that shows the potential risks of customers before onboarding and throughout the customer lifecycle. Jumio gives access to 500+ data sources to confirm customers’ personally identifiable information and assess their risk. Jumio checks the risk and reputation of the user’s IP address and determines their ISP’s location. Jumio offers customizable risk workflows that start with background signals like Device Risk and trigger additional checks only as needed.^[9]

Jumio offers AI-powered AML screening and monitoring against global and regional sanctions, politically exposed persons (PEP) lists and adverse media. Jumio lets customers check profiles of entities on global and national sanctions lists including OFAC, HMT, UN and thousands of other watchlists. Jumio customers can choose to perform screening by using a customer portal or REST APIs.^[10]

Jumio offers two-way video-based verification to onboard remote banking customers online. In unassisted mode, Jumio customers independently capture video evidence of their identity documents, take a picture of their face and perform a liveness test without an online agent. When future user authentication is needed, Jumio captures a fresh selfie, performs liveness detection and generates a new biometric template that it compares to the original template. Jumio customers can store encrypted user biometric templates on their own servers. Fastfill uses OCR, barcode and MRZ scanning to populate forms automatically.^{[1][8][11][12][13]}

Jumio says it integrates into websites, iOS and Android applications via APIs, SDKs and web apps. Jumio states that all data is transmitted and stored with strong AES 256-bit encryption and that Jumio is PCI-DSS Level 1 compliant. Jumio states that it has achieved ISO/IEC 27001:2013, PCI DSS and SOC2 Type 2 certifications. Alaska Airlines guests can verify their travel documents directly in their Alaska Airlines app through a partnership with Jumio.^{[4][5][7][8][9][10][11][13]}