CISO Tribune

Vendor comparison · 2 companies

Overwatch vs Transmit Security

Overwatch sells a system that runs cyber, fraud, brand and merchant risk, with AI agents handling collection and the first pass of every investigation. Transmit Security states that customer facing applications are no longer accessed by just people, and that AI agents now discover, compare, automate, purchase, support customers and attack businesses. CISO Tribune files both under Fraud prevention. This page sets the two records side by side: what each sells, where it is based, who owns and funds it, the customers it names and its recent news, each fact numbered to its source.

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  • Overwatch
  • Transmit Security
Overwatch vs Transmit Security: Products, Customers and Funding Compared
OverwatchOverwatch sells a system that runs cyber, fraud, brand and merchant risk, with AI agents handling collection and the first pass of every investigation.overwatchdata.aiTransmit SecurityTransmit Security states that customer facing applications are no longer accessed by just people, and that AI agents now discover, compare, automate, purchase, support customers and attack businesses.transmitsecurity.com
What it sells
  • Investigations[6]AI agents take each signal to an evidence package, and analysts take the cases that need judgment.
  • Authentication[4][7]Mosaic supports multifactor authentication options including OTP, passkeys and mobile biometrics.
  • Identity Verification[1][3][4][5][6][7]Mosaic scans and validates government-issued IDs and confirms document ownership.
  • Agent Intelligence[1][3]Agent Intelligence handles a new class of traffic in three moves: see it, understand it and control it.
Categories
Headquarters
Not stated on its pagesNot stated on its pages
Founded
Not stated on its pages2014[2]
Ownership and funding
Not stated on its pagesNot stated on its pages
Named customers
Not stated on its pagesNot stated on its pages
Recent news
  • October 19, 2026Overwatch Data announced a $15 million Series A led by Mouro Capital, with Visa Ventures and Capital One Ventures participating.[11]
Not stated on its pages
G2 and Gartner Peer Insights
  • G2: Not stated on its pages
  • Gartner Peer Insights: Not stated on its pages
  • G2: Not stated on its pages
  • Gartner Peer Insights: Not stated on its pages
Who it fits
From its own pages, Overwatch sells mainly to cyber, fraud and risk teams. Overwatch describes card networks and acquirers as vetting portfolios of merchant descriptors for transaction laundering, prohibited content and shell storefronts. Overwatch names customers in finance, fintech and media. For executive protection, Overwatch says alerts go to whoever the customer nominates, which in most deployments is corporate security. Overwatch says it turns its understanding of the criminal underground into investigations and risk decisions for fraud and security teams.Mosaic is designed for both B2C and B2B use cases. Mosaic is tailored to high-security industries such as finance, healthcare and government. Mosaic for B2C Identity is designed to deliver secure access for consumers. Deployment can be in Transmit Security's cloud or self-hosted at the customer's cloud provider.
Last verified
October 26, 2026November 8, 2026

Where they overlap

  • Overwatch and Transmit Security are both filed under Fraud prevention.

Where they differ, field by field

  • Overwatch's primary category is Threat intelligence; Transmit Security's is Customer identity and access management.
  • Overwatch is also filed under Digital risk protection. Transmit Security is also filed under Identity verification and Identity threat detection and response.
  • Overwatch lists Investigations. Transmit Security lists Authentication, Identity Verification and Agent Intelligence.
  • Transmit Security was founded in 2014.

What it sells: Overwatch

What Investigations does[6]
Overwatch agents follow the actor, resolve connected infrastructure, pair exposed data with breach records and check what has been seen before. Findings can be assigned to individuals, given a status and commented on from first signal to close. Sources consulted, evidence found, connected entities and a verdict are attached to every finding.

What it sells: Transmit Security

What Authentication does[4][7]
Mosaic supports multifactor authentication options including OTP, passkeys, mobile biometrics, magic links and social login. Mosaic adjusts MFA challenges based on user behavior and risk signals. Mosaic supports passwordless authentication with passkeys.
What Identity Verification does[1][3][4][5][6][7]
Mosaic includes identity verification built to detect account opening and onboarding fraud. In identity verification, AI and ML analyze 150+ features like biometrics, NFC, MRZ and barcodes. A guided process allows users to snap a selfie and ID photos. Identity verification covers digital KYC, in-person identity verification and deepfake detection.

Questions about Overwatch and Transmit Security

What do Overwatch and Transmit Security sell?
Overwatch sells Investigations. Transmit Security sells Authentication, Identity Verification and Agent Intelligence.
Are Overwatch and Transmit Security in the same category?
They share Fraud prevention. Overwatch's primary category is Threat intelligence and Transmit Security's is Customer identity and access management.
When were Overwatch and Transmit Security founded?
Transmit Security was founded in 2014.
Who are Overwatch and Transmit Security sold to?
From its own pages, Overwatch sells mainly to cyber, fraud and risk teams. Mosaic is designed for both B2C and B2B use cases.
What have Overwatch and Transmit Security announced recently?
October 19, 2026: Overwatch Data announced a $15 million Series A led by Mouro Capital, with Visa Ventures and Capital One Ventures participating.

About Overwatch

Overwatch sells a system that runs cyber, fraud, brand and merchant risk, with AI agents handling collection and the first pass of every investigation. Overwatch sells AI-native threat intelligence and risk operations for cyber, fraud and risk teams. Overwatch says threats arrive from every direction, including compromised accounts, fraud patterns and fake merchant applications.[1][2][3]

Overwatch collects continuously across the criminal underground, markets, leak sites, forums and channels where fraudsters and threat actors stage. Overwatch uses classifiers and anomaly detection to turn a constant stream of raw activity into candidate signal. Overwatch collection runs continuously across underground forums, marketplaces, leak sites and messaging channels, including non-English communities. Overwatch agents follow the actor, resolve connected infrastructure, pair exposed data with breach records and check what has been seen before. Overwatch attaches sources consulted, evidence found, connected entities and a verdict to every finding.[1][3][5][6]

Overwatch analysts work the hard cases by hand, including leads found through human collection where stolen data and access are sold. Overwatch analysts take the hard cases and teach the agents what to look for next. Overwatch delivers validated findings into SIEM, SOAR, case management and executive briefings. Overwatch findings can be assigned to individuals, given a status and commented on for each case from first signal to close. Overwatch delivers email and SMS alerts, Slack, API, and SIEM and case management integrations. Overwatch offers monitoring mapped to a customer's assets, vendors and business units, with automated alerts tuned to priorities.[1][2][3][4][5][6]

Overwatch cyber threat intelligence covers dark web markets, ransomware leak sites and vulnerability chatter. Overwatch offers automated merchant review and KYB, including fraud review and card network compliance checks. Overwatch brand protection addresses impersonation, lookalike domains and spoofed storefronts aimed at a brand, with takedown signals routed to the right team. Overwatch addresses threats against executives and VIPs that cross into the physical world, including risks tied to events and facilities. Overwatch offers continuous monitoring for vendor and supply chain compromise.[4]

Overwatch collects the tools, methods and stolen data circulating in fraud channels and works out which of it points at the customer. Overwatch fraud collection includes image-based material such as receipts, balance screenshots and phishing kits. Overwatch agents verify listings against issuer records, map seller aliases across channels and pair compromised data with the customer base. Overwatch routes fraud findings to fraud operations with the evidence attached, including card reissue lists and prioritized actions. Overwatch brand protection watches newly registered domains, app stores, social platforms and the channels where scam kits are traded. Overwatch agents confirm the impersonation, trace hosting and registration, capture evidence and assess reach. Overwatch assembles the evidence package and routes it to a takedown provider where a customer uses one. Overwatch monitors for threats against executives, board members and public figures, including exposed personal data, coordinated harassment and threats tied to an event, a facility or a trip. Overwatch routes executive escalations with evidence attached to corporate security, the protective detail or law enforcement. Overwatch collection covers channels it has legitimate access to, including invite-based fraud and harassment channels.[4][7][8]

Overwatch describes card networks and acquirers as facing portfolios of merchant descriptors to vet for transaction laundering, prohibited content and shell storefronts. Overwatch merchant agents inspect the merchant and its policy pages, examine hosting and registration signals, trace the checkout and payment flow, pull external reputation, and output a risk verdict. Overwatch merchant risk returns a written verdict with risk indicators and confidence into the review queue or via API. Overwatch merchant reviews map to a customer's categories and MCC structure.[10]

Overwatch is the system Arjun Bisen and Zara Perumal wanted after careers at Stripe, Google and Twitter. Overwatch has raised a $15 million Series A, led by Mouro Capital with Visa Ventures and Capital One Ventures. Overwatch says the funding lets it extend its agents across more of the risk lifecycle, from monitoring and investigations in the criminal underground to merchant onboarding and due diligence. Overwatch names Visa among its customers, alongside 40+ others in finance, fintech and media.[2][3][4][5][6]

Overwatch on the record

Sources

Overwatch full record

  1. [1]overwatchdata.aiOverwatch · overwatchdata.ai · undated page, accessed October 26, 2026 · Tier A
  2. [2]About Overwatch Data: founders, team & missionOverwatch · undated page, accessed November 10, 2026 · Tier A
  3. [3]AI-native threat intelligence & risk operations | Overwatch DataOverwatch · undated page, accessed November 10, 2026 · Tier A
  4. [4]AI threat intelligence platform | Overwatch DataOverwatch · undated page, accessed November 10, 2026 · Tier A
  5. [5]Cyber threat intelligence | Overwatch DataOverwatch · undated page, accessed November 10, 2026 · Tier A
  6. [6]AI agents for investigations | Overwatch DataOverwatch · undated page, accessed November 10, 2026 · Tier A
  7. [7]Fraud intelligence | Overwatch DataOverwatch · undated page, accessed November 10, 2026 · Tier A
  8. [8]Brand protection | Overwatch DataOverwatch · undated page, accessed November 10, 2026 · Tier A
  9. [9]VIP & executive protection | Overwatch DataOverwatch · undated page, accessed November 10, 2026 · Tier A
  10. [10]Merchant risk & KYB automation | Overwatch DataOverwatch · undated page, accessed November 10, 2026 · Tier A
  11. [11]We raised $15 million to help risk teams keep pace with AI-scale attacks | Overwatch DataOverwatch Data · published October 19, 2026 · Tier A

Transmit Security full record

  1. [1]transmitsecurity.comTransmit Security · transmitsecurity.com · undated page, accessed November 8, 2026 · Tier A
  2. [2]AboutTransmit Security · transmitsecurity.com · undated page, accessed November 8, 2026 · Tier A
  3. [3]Transmit Security - Customer Identity and Access Management (CIAM) and fraud prevention Leader.Transmit Security · undated page, accessed November 10, 2026 · Tier A
  4. [4]Platform | Transmit SecurityTransmit Security · undated page, accessed November 10, 2026 · Tier A
  5. [5]Core services | Transmit SecurityTransmit Security · undated page, accessed November 10, 2026 · Tier A
  6. [6]Fraud Prevention | Transmit SecurityTransmit Security · undated page, accessed November 10, 2026 · Tier A
  7. [7]Transform Consumer Experiences with Secure, Seamless Access | Transmit SecurityTransmit Security · undated page, accessed November 10, 2026 · Tier A
  8. [8]This Month in Cyber & Identity Security | Transmit SecurityTransmit Security · undated page, accessed November 10, 2026 · Tier A

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