Neo vs Socure

About Socure

Socure sells an identity and risk platform designed to make risk decisions in real time across the user journey. Customers can design, test and deploy identity, risk, business, compliance, age assurance or authentication workflows at any point of the customer journey. Socure states that its platform supports 3,000+ customers, with problems ranging from workforce to prediction markets. Socure states that deepfakes, video and voice clones, device farms, synthetic identities, sim swaps and digital doppelgangers have outpaced real human traffic on the internet, growing 50x annually. Socure says machine identity is now the critical challenge.^[3]

Socure offers RiskOS and Socure Launch for building a risk stack that covers fraud, compliance and trust. Socure Launch is a self-serve entry point into RiskOS. Socure Launch provides production-ready, pre-configured workflows powered by identity, fraud and compliance intelligence. RiskOS includes a dynamic workflow builder with a no-code interface, third-party data integrations and real-time testing. Socure offers 200+ pre-integrated data sources through its data service marketplace for onboarding, transaction, credit, authentication, login or account change events. Hosted Flows in RiskOS provide a no-code way to design branded sign up, login and account management experiences powered by Socure fraud, risk and compliance products. Each Persistent Profile unifies interactions, signals and linkages tied to a specific user, device, phone, email or custom identifier.^[1][4]

Socure sells fraud models under the Sigma name. Sigma Identity V4.5 is the latest generation of AI-driven fraud models from Socure. V4.5 uses insights into data breaches and real-time phone number porting data. V4.5 integrates with the Socure Identity Graph and uses anomaly detectors to find statistical patterns in relational webs. Sigma Synthetic V4.5 detects synthetic risk early and enables targeted step-ups where needed. High-risk synthetic patterns can be routed to step-ups such as eCBSV or document verification. Green Dot's team uses Socure's Sigma First-Party Fraud and cross-institution intelligence to expose hidden risk and stop abuse. A dispute abuse model and real-time risk score identify identities likely to exploit dispute processes across organizations.^[1][5][6][7]

Socure Verify automates the customer onboarding process. Predictive Document Verification (DocV) 3.0 includes a capture experience, a forensic engine and data extraction. Predictive DocV combines patented fake ID detection, biometric verification, device risk, behavioral patterns and Level 2 liveness to block synthetic identities, deepfakes, injection attacks and spoofed documents. DocV can be combined with Socure's full stack of identity, fraud and compliance solutions.^[1][8][9]

Digital Intelligence binds an identity with associated devices, online behavior and historical consumer interactions. Digital Intelligence can be integrated through a RESTful API interface and client-side SDKs for iOS, Android and JavaScript. Device intelligence gathers device attributes, history, velocity metrics and risk indicators to identify compromised devices, proxies, VPNs and more. Behavioral analytics capture and analyze user behaviors to detect anomalies and potential fraud. Socure collects digital intelligence on devices and customer attributes, and Entity Profiler uses this data to build identity profiles from initial engagement. Graph Intelligence equips fraud and data science teams to refine decision logic, adjust thresholds and prioritize high-risk behaviors. Email RiskScores assess the risk and ownership strength of email information across onboarding, authentication and payments. Email RiskScores are part of the RiskScores suite with Phone RiskScore and Address RiskScore, and work in low-PII environments.^{[1][10][11][12]}

Global Watchlist Screening with Monitoring uses AI and machine learning for matching and compliance processes. Customers can screen, monitor and disposition customers in real time against sanctions, enforcement lists, politically exposed persons databases, adverse media information and custom lists. All parties in a payment can be screened in a single API call in real time. AI-generated summaries, explanations and recommendations are used in watchlist and payment screening investigations.^[13]

Socure's cross-industry consortium database includes 2,700+ organizations across financial services, gaming, eCommerce and more.^{[1][2][6][7][8][10][11]}