AU10TIX, Incode, Jumio and Veriff

About Incode

Incode is an identity platform that verifies people, businesses and AI agents, with identity verification, deepfake detection, authentication and workforce products. Incode says its AI-driven technology is built entirely in-house. Incode says it confirms that the person behind every account, every transaction, and every AI agent is real, is who they claim to be, and can be trusted. Incode verifies people and the AI agents acting on their behalf, extending trust to every interaction.

Incode combines document, biometric, and liveness checks in a single flow. In the capture step, the user photographs their government ID and takes a selfie. Incode says AI then checks document legitimacy and detects tampering and forgery. Incode's facial recognition cross-compares the live capture with the ID portrait, while passive liveness and Deepsight confirm a real human is present. Incode combines custom-built AI models, deterministic identity checks, and direct integrations with government systems of record. Incode lets customers customize colors, fonts, and layouts from the dashboard and deliver a consistent experience across mobile, web, and embedded flows. Incode also offers a dashboard to uncover fraud trends, monitor conversion, and tune performance.^[1][7][8][9]

Deepsight is Incode's proprietary deepfake and liveness detection engine. Incode describes Deepsight as protecting organizations from deepfakes, AI-driven impersonation, synthetic documents, camera injection, and device tampering. Deepsight's behavioral layer flags anomalies in device motion and user behavior that signal bots or scripted fraud. Deepsight's device integrity layer detects tampered, emulated, or rooted devices that open the door to spoofing and injection. Deepsight's camera integrity layer blocks virtual cameras and prevents video injection with camera source validation. Deepsight for Documents protects the document layer, catching forged IDs, passports, and supporting documents.^[10]

GovFaceMatch matches biometrics against government systems of record. GovFaceMatch performs a face match against DMV and government records. Incode says matching runs inside the DMV’s secure environment, with no biometric data stored and no government PII shared. TrustGraph connects people, AI agents, and actions across 700+ enterprises.^[11]

Incode lets returning customers sign in with a glance, matched to the identity verified at onboarding. iOS, Android, and Web SDKs cover the app and the browser, and call-center flows confirm a caller with a selfie. Incode screens each sign-in capture for deepfakes, video injection, and device tampering with Deepsight. Incode verifies identity without an ID document, using biometrics and trusted data, and checks a few fields against government, credit and telco records. Incode estimates a user's age from their face entirely on their device, without ever transmitting the image to a server. Incode says age and liveness models run entirely on the user's phone, and no biometric image or PII ever leaves it. Age checks complete, on average, in under 5 seconds. The Privacy Lens blurs or pixelates the face so it is never visible, not even on the user's own screen.^[11][12][13]

Workforce covers the employee lifecycle: hiring, onboarding, MFA resets, and help desk. Employees complete one guided identity check with a government ID and a live selfie. From then on, a quick selfie confirms it is really them at every moment that matters, with no passwords, app downloads, or extra devices. Incode plugs directly into Okta, Microsoft, Ping, Workday, ServiceNow, and more. Incode defines Know Your Employee (KYE) as a risk-based approach to verifying employee identity throughout the employment lifecycle. Incode business verification (KYB) offers eight checks for US businesses, and customers choose only the checks each applicant needs, through one API. Incode accepts Google Wallet digital IDs, and users verify with a mobile driver's license or state ID in one tap, sharing only the fields the check needs.^[14][15]

Incode gives every AI agent a verified identity, bound to an accountable owner, tokenized, and continuously monitored. Incode ties every AI agent's actions to a verified human principal using high-assurance identity verification and liveness detection. Agent activity is detected across human surfaces and machine-to-machine protocols, separating agents from the people they act for. Incode links every agent to a verified human through high-assurance identity checks before sensitive data is accessed or critical actions are taken. Incode monitors agent activity patterns for anomalies and deviations from expected behavior.^[15]

Incode serves financial services, fintech and neobanks, crypto, marketplaces, gaming and gambling, travel and mobility, telco, and the public sector. Incode covers 190+ countries and territories and supports 4,900+ document types. Incode cites Klar in fintech, where 7M+ users are verified from an ID and a selfie. In social media, 18M+ users a year are age-verified across TikTok's appeal flow. In travel and marketplaces, Airbnb extends verified trust in 200+ countries and regions. Ricardo Amper founded Incode on June 17 in San Francisco. Incode reached a $1.25B valuation following its Series B round. Incode acquired MetaMap and AuthenticID. Incode acquired Identiq and committed $100M to privacy-preserving identity infrastructure. Incode holds SOC 2 Type II certification and iBeta PAD Level 3 certification.^{[1][4][10][13][14][15]}

About Jumio

Jumio sells identity intelligence solutions that use biometrics and AI to establish and maintain trust from onboarding throughout the entire customer lifecycle. Jumio says it delivers continuous, contextual, and intelligent identity insights throughout the customer lifecycle. Jumio says its network of 30M+ identities reveals patterns others can’t see.^[4]

Jumio connects signals across events, time, and customers through the Jumio Identity Graph. Jumio offers pre-vetted identity profiles across the Jumio Identity Graph to determine user reputation. selfie.DONE™ instantly recognizes trusted, enrolled users with just a selfie, and is powered by the Jumio Identity Graph. Jumio says early deployments in Brazil show 60% of users performed these fast-lane verifications, driving a 20% lift in completion rates.^[5]

Jumio verifies more than 5,000 physical and digital ID document types across 200 countries and territories. Jumio accepts digital IDs, mobile driver’s licenses and digital wallet credentials from across the globe. Jumio’s Selfie Verification uses AI and advanced face-based biometrics to analyze facial features and ensure they match the image on the submitted ID document and that the person is real and present. Jumio Go delivers real-time, fully automated identity verifications powered exclusively by AI and machine learning.^[6][7][8]

Jumio says risk signals combine metrics into a single risk score that shows the potential risks of customers before onboarding and throughout the customer lifecycle. Jumio gives access to 500+ data sources to confirm customers’ personally identifiable information and assess their risk. Jumio checks the risk and reputation of the user’s IP address and determines their ISP’s location. Jumio offers customizable risk workflows that start with background signals like Device Risk and trigger additional checks only as needed.^[9]

Jumio offers AI-powered AML screening and monitoring against global and regional sanctions, politically exposed persons (PEP) lists and adverse media. Jumio lets customers check profiles of entities on global and national sanctions lists including OFAC, HMT, UN and thousands of other watchlists. Jumio customers can choose to perform screening by using a customer portal or REST APIs.^[10]

Jumio offers two-way video-based verification to onboard remote banking customers online. In unassisted mode, Jumio customers independently capture video evidence of their identity documents, take a picture of their face and perform a liveness test without an online agent. When future user authentication is needed, Jumio captures a fresh selfie, performs liveness detection and generates a new biometric template that it compares to the original template. Jumio customers can store encrypted user biometric templates on their own servers. Fastfill uses OCR, barcode and MRZ scanning to populate forms automatically.^{[1][8][11][12][13]}

Jumio says it integrates into websites, iOS and Android applications via APIs, SDKs and web apps. Jumio states that all data is transmitted and stored with strong AES 256-bit encryption and that Jumio is PCI-DSS Level 1 compliant. Jumio states that it has achieved ISO/IEC 27001:2013, PCI DSS and SOC2 Type 2 certifications. Alaska Airlines guests can verify their travel documents directly in their Alaska Airlines app through a partnership with Jumio.^{[4][5][7][8][9][10][11][13]}

About Veriff

Veriff sells an identity verification platform that covers identity, biometric, and business verification. Veriff builds the platform for high-growth brands that need high performance, not just compliance. Veriff says the platform provides automated KYC, KYB, and AML checks to help customers meet their regulatory compliance obligation without adding manual overhead. Veriff says the platform spots synthetic IDs and deepfakes early, cutting false positives that slow reviews down. Veriff says its proprietary document forensics database spans 230+ countries and territories.^[1]

Veriff's Identity Verification product verifies the identity of individuals using document checks, face matching, and liveness detection. A user photographs a government-issued identity document and takes a selfie. Veriff supports iOS, Android, mobile web, and web SDK or API. Veriff says its AI-powered technology returns a decision in a matter of seconds, based on the identity checks the customer's business requires. Veriff guides the user through the process with real-time feedback and automatically identifies the document type, so the user does not have to manually enter data. Assisted Image Capture flags issues like poor lighting, glare, or a cropped ID in real time. Passive liveness detection confirms a real person is present with no extra steps. Veriff supports more than 12.5K government-issued IDs covering 230+ countries and territories. Veriff supports 50 unique languages and dialects. Veriff offers optional anti-money laundering checks such as Politically Exposed Person (PEP) and sanctions, adverse media screening, and ongoing monitoring.^[5][8]

Veriff verifies businesses against global commercial registers and business databases spanning 300+ jurisdictions. Veriff verifies companies and their beneficial owners before the customer takes them on as customers. Veriff verifies the identity of individual directors, shareholders, and beneficial owners. Veriff recognizes a returning user securely, without asking the user to prove themselves again. Veriff’s Age Validation solution confirms whether users are above a minimum age threshold. Veriff extracts the date of birth from a submitted ID, checks it against the customer's age threshold, and returns a pass or fail verdict automatically. Customers can set their own age thresholds, and the most common are 13, 14, 16, 18, 20, 21, or 25. Veriff can automatically decline users below a predefined age threshold.^[1][9]

Veriff Fraud Protect uses machine learning powered checks, fraud network mitigation strategies, and in-house experts to help protect an organization against fraud. Fraud Protect is the core package of fraud mitigation features, designed to protect an organization during the IDV process. Fraud Protect addresses the threat of impersonation, synthetic identities, identity document fraud, and velocity abuse. Fraud Protect adds the facial biometrics of individuals suspected of fraud to a blocklist, preventing repeated attempts to access the business. Fraud Protect can add faces from external sources such as known fraudsters or self-exclusion lists, even in bulk. Fraud Protect uses Veriff’s network of global customers to uncover fraud patterns and block repeated offenders across different organizations. Insights and fraud risk signals from Fraud Protect features are available in Veriff Station. Veriff says trained specialists resolve the cases automation cannot decide on its own.^[5][10]

Veriff’s Liveness solution uses AI and biometric facial analysis to verify users with a quick selfie. Veriff says passive liveness eliminates the need to perform actions such as blinking, smiling, or nodding. Veriff states that its liveness solution conforms to ISO/IEC 30107-3 Level 1 and 2 Presentation Attack Detection through independent testing by the NIST/NVLAP-accredited iBeta lab. Veriff offers optional background video recording for advanced fraud prevention checks with minimal input from users. Veriff has achieved the FIDO Alliance Document Authenticity (DocAuth) Certification following independent evaluation by Ingenium Biometrics Laboratories, a FIDO-accredited testing facility.^[11][12]

Veriff builds and trains its core models on its own data. For adjacent checks such as AML and database verification, Veriff partners with named specialists. Veriff offers drop-in capture flows for iOS, Android, and web, so customers do not have to build their own UI. Veriff provides APIs and webhook, pre-built SDKs, and documentation to take customers from sandbox to production without building from scratch. Veriff lets customers chain multiple checks into a single automated flow, without custom engineering per case.

Veriff Enterprise is custom-priced identity verification built around the customer's use case. Veriff positions Enterprise for businesses with more than 5,000 verifications a month. Veriff Self-Serve lets customers set up and manage identity verification on their own, with per-verification pricing. Veriff positions Self-Serve for SMBs with fewer than 5,000 verifications a month. Veriff Self-Serve has three plans, priced per verification, starting at $0.80. Plus and Premium plans add review by trained verification specialists when automation cannot decide. Veriff's case studies cover fintech, crypto, and marketplace teams that use Veriff for identity verification, biometric authentication and KYB. Rebellion, a Spanish fintech, partnered with Veriff in 2019 to assist with identity verification.^[13][14][15]

Veriff holds ISO/IEC 27001:2022 certification, extended to controls defined in ISO/IEC 27017:2015 and ISO/IEC 27018:2025. Veriff is compliant with SOC 2 Type II and GDPR and has obtained Cyber Essentials certification. Veriff offers products certified under the UK DIATF (UK Digital Identity and Attributes Trust Framework) Gamma 0.4. Veriff implements AES-256 encryption to encrypt data at rest and TLSv1.2+ to encrypt data during transmission.^{[5][6][9][16]}