AU10TIX, Incode, Jumio and Socure

About Incode

Incode is an identity platform that verifies people, businesses and AI agents, with identity verification, deepfake detection, authentication and workforce products. Incode says its AI-driven technology is built entirely in-house. Incode says it confirms that the person behind every account, every transaction, and every AI agent is real, is who they claim to be, and can be trusted. Incode verifies people and the AI agents acting on their behalf, extending trust to every interaction.

Incode combines document, biometric, and liveness checks in a single flow. In the capture step, the user photographs their government ID and takes a selfie. Incode says AI then checks document legitimacy and detects tampering and forgery. Incode's facial recognition cross-compares the live capture with the ID portrait, while passive liveness and Deepsight confirm a real human is present. Incode combines custom-built AI models, deterministic identity checks, and direct integrations with government systems of record. Incode lets customers customize colors, fonts, and layouts from the dashboard and deliver a consistent experience across mobile, web, and embedded flows. Incode also offers a dashboard to uncover fraud trends, monitor conversion, and tune performance.^[1][7][8][9]

Deepsight is Incode's proprietary deepfake and liveness detection engine. Incode describes Deepsight as protecting organizations from deepfakes, AI-driven impersonation, synthetic documents, camera injection, and device tampering. Deepsight's behavioral layer flags anomalies in device motion and user behavior that signal bots or scripted fraud. Deepsight's device integrity layer detects tampered, emulated, or rooted devices that open the door to spoofing and injection. Deepsight's camera integrity layer blocks virtual cameras and prevents video injection with camera source validation. Deepsight for Documents protects the document layer, catching forged IDs, passports, and supporting documents.^[10]

GovFaceMatch matches biometrics against government systems of record. GovFaceMatch performs a face match against DMV and government records. Incode says matching runs inside the DMV’s secure environment, with no biometric data stored and no government PII shared. TrustGraph connects people, AI agents, and actions across 700+ enterprises.^[11]

Incode lets returning customers sign in with a glance, matched to the identity verified at onboarding. iOS, Android, and Web SDKs cover the app and the browser, and call-center flows confirm a caller with a selfie. Incode screens each sign-in capture for deepfakes, video injection, and device tampering with Deepsight. Incode verifies identity without an ID document, using biometrics and trusted data, and checks a few fields against government, credit and telco records. Incode estimates a user's age from their face entirely on their device, without ever transmitting the image to a server. Incode says age and liveness models run entirely on the user's phone, and no biometric image or PII ever leaves it. Age checks complete, on average, in under 5 seconds. The Privacy Lens blurs or pixelates the face so it is never visible, not even on the user's own screen.^[11][12][13]

Workforce covers the employee lifecycle: hiring, onboarding, MFA resets, and help desk. Employees complete one guided identity check with a government ID and a live selfie. From then on, a quick selfie confirms it is really them at every moment that matters, with no passwords, app downloads, or extra devices. Incode plugs directly into Okta, Microsoft, Ping, Workday, ServiceNow, and more. Incode defines Know Your Employee (KYE) as a risk-based approach to verifying employee identity throughout the employment lifecycle. Incode business verification (KYB) offers eight checks for US businesses, and customers choose only the checks each applicant needs, through one API. Incode accepts Google Wallet digital IDs, and users verify with a mobile driver's license or state ID in one tap, sharing only the fields the check needs.^[14][15]

Incode gives every AI agent a verified identity, bound to an accountable owner, tokenized, and continuously monitored. Incode ties every AI agent's actions to a verified human principal using high-assurance identity verification and liveness detection. Agent activity is detected across human surfaces and machine-to-machine protocols, separating agents from the people they act for. Incode links every agent to a verified human through high-assurance identity checks before sensitive data is accessed or critical actions are taken. Incode monitors agent activity patterns for anomalies and deviations from expected behavior.^[15]

Incode serves financial services, fintech and neobanks, crypto, marketplaces, gaming and gambling, travel and mobility, telco, and the public sector. Incode covers 190+ countries and territories and supports 4,900+ document types. Incode cites Klar in fintech, where 7M+ users are verified from an ID and a selfie. In social media, 18M+ users a year are age-verified across TikTok's appeal flow. In travel and marketplaces, Airbnb extends verified trust in 200+ countries and regions. Ricardo Amper founded Incode on June 17 in San Francisco. Incode reached a $1.25B valuation following its Series B round. Incode acquired MetaMap and AuthenticID. Incode acquired Identiq and committed $100M to privacy-preserving identity infrastructure. Incode holds SOC 2 Type II certification and iBeta PAD Level 3 certification.^{[1][4][10][13][14][15]}

About Jumio

Jumio sells identity intelligence solutions that use biometrics and AI to establish and maintain trust from onboarding throughout the entire customer lifecycle. Jumio says it delivers continuous, contextual, and intelligent identity insights throughout the customer lifecycle. Jumio says its network of 30M+ identities reveals patterns others can’t see.^[4]

Jumio connects signals across events, time, and customers through the Jumio Identity Graph. Jumio offers pre-vetted identity profiles across the Jumio Identity Graph to determine user reputation. selfie.DONE™ instantly recognizes trusted, enrolled users with just a selfie, and is powered by the Jumio Identity Graph. Jumio says early deployments in Brazil show 60% of users performed these fast-lane verifications, driving a 20% lift in completion rates.^[5]

Jumio verifies more than 5,000 physical and digital ID document types across 200 countries and territories. Jumio accepts digital IDs, mobile driver’s licenses and digital wallet credentials from across the globe. Jumio’s Selfie Verification uses AI and advanced face-based biometrics to analyze facial features and ensure they match the image on the submitted ID document and that the person is real and present. Jumio Go delivers real-time, fully automated identity verifications powered exclusively by AI and machine learning.^[6][7][8]

Jumio says risk signals combine metrics into a single risk score that shows the potential risks of customers before onboarding and throughout the customer lifecycle. Jumio gives access to 500+ data sources to confirm customers’ personally identifiable information and assess their risk. Jumio checks the risk and reputation of the user’s IP address and determines their ISP’s location. Jumio offers customizable risk workflows that start with background signals like Device Risk and trigger additional checks only as needed.^[9]

Jumio offers AI-powered AML screening and monitoring against global and regional sanctions, politically exposed persons (PEP) lists and adverse media. Jumio lets customers check profiles of entities on global and national sanctions lists including OFAC, HMT, UN and thousands of other watchlists. Jumio customers can choose to perform screening by using a customer portal or REST APIs.^[10]

Jumio offers two-way video-based verification to onboard remote banking customers online. In unassisted mode, Jumio customers independently capture video evidence of their identity documents, take a picture of their face and perform a liveness test without an online agent. When future user authentication is needed, Jumio captures a fresh selfie, performs liveness detection and generates a new biometric template that it compares to the original template. Jumio customers can store encrypted user biometric templates on their own servers. Fastfill uses OCR, barcode and MRZ scanning to populate forms automatically.^{[1][8][11][12][13]}

Jumio says it integrates into websites, iOS and Android applications via APIs, SDKs and web apps. Jumio states that all data is transmitted and stored with strong AES 256-bit encryption and that Jumio is PCI-DSS Level 1 compliant. Jumio states that it has achieved ISO/IEC 27001:2013, PCI DSS and SOC2 Type 2 certifications. Alaska Airlines guests can verify their travel documents directly in their Alaska Airlines app through a partnership with Jumio.^{[4][5][7][8][9][10][11][13]}

About Socure

Socure sells an identity and risk platform designed to make risk decisions in real time across the user journey. Customers can design, test and deploy identity, risk, business, compliance, age assurance or authentication workflows at any point of the customer journey. Socure states that its platform supports 3,000+ customers, with problems ranging from workforce to prediction markets. Socure states that deepfakes, video and voice clones, device farms, synthetic identities, sim swaps and digital doppelgangers have outpaced real human traffic on the internet, growing 50x annually. Socure says machine identity is now the critical challenge.^[3]

Socure offers RiskOS and Socure Launch for building a risk stack that covers fraud, compliance and trust. Socure Launch is a self-serve entry point into RiskOS. Socure Launch provides production-ready, pre-configured workflows powered by identity, fraud and compliance intelligence. RiskOS includes a dynamic workflow builder with a no-code interface, third-party data integrations and real-time testing. Socure offers 200+ pre-integrated data sources through its data service marketplace for onboarding, transaction, credit, authentication, login or account change events. Hosted Flows in RiskOS provide a no-code way to design branded sign up, login and account management experiences powered by Socure fraud, risk and compliance products. Each Persistent Profile unifies interactions, signals and linkages tied to a specific user, device, phone, email or custom identifier.^[1][4]

Socure sells fraud models under the Sigma name. Sigma Identity V4.5 is the latest generation of AI-driven fraud models from Socure. V4.5 uses insights into data breaches and real-time phone number porting data. V4.5 integrates with the Socure Identity Graph and uses anomaly detectors to find statistical patterns in relational webs. Sigma Synthetic V4.5 detects synthetic risk early and enables targeted step-ups where needed. High-risk synthetic patterns can be routed to step-ups such as eCBSV or document verification. Green Dot's team uses Socure's Sigma First-Party Fraud and cross-institution intelligence to expose hidden risk and stop abuse. A dispute abuse model and real-time risk score identify identities likely to exploit dispute processes across organizations.^[1][5][6][7]

Socure Verify automates the customer onboarding process. Predictive Document Verification (DocV) 3.0 includes a capture experience, a forensic engine and data extraction. Predictive DocV combines patented fake ID detection, biometric verification, device risk, behavioral patterns and Level 2 liveness to block synthetic identities, deepfakes, injection attacks and spoofed documents. DocV can be combined with Socure's full stack of identity, fraud and compliance solutions.^[1][8][9]

Digital Intelligence binds an identity with associated devices, online behavior and historical consumer interactions. Digital Intelligence can be integrated through a RESTful API interface and client-side SDKs for iOS, Android and JavaScript. Device intelligence gathers device attributes, history, velocity metrics and risk indicators to identify compromised devices, proxies, VPNs and more. Behavioral analytics capture and analyze user behaviors to detect anomalies and potential fraud. Socure collects digital intelligence on devices and customer attributes, and Entity Profiler uses this data to build identity profiles from initial engagement. Graph Intelligence equips fraud and data science teams to refine decision logic, adjust thresholds and prioritize high-risk behaviors. Email RiskScores assess the risk and ownership strength of email information across onboarding, authentication and payments. Email RiskScores are part of the RiskScores suite with Phone RiskScore and Address RiskScore, and work in low-PII environments.^{[1][10][11][12]}

Global Watchlist Screening with Monitoring uses AI and machine learning for matching and compliance processes. Customers can screen, monitor and disposition customers in real time against sanctions, enforcement lists, politically exposed persons databases, adverse media information and custom lists. All parties in a payment can be screened in a single API call in real time. AI-generated summaries, explanations and recommendations are used in watchlist and payment screening investigations.^[13]

Socure's cross-industry consortium database includes 2,700+ organizations across financial services, gaming, eCommerce and more.^{[1][2][6][7][8][10][11]}